Screen cerv/vag thin layer at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.25 with Sanford Health Plan Align vs $21.27 with Primewest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $19.25 | — |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $20.62 | — |
| Blue Cross Blue Shield of Minnesota | PMAP | $20.62 | — |
| Ucare | Medicare Replacement | $20.67 | — |
| United Healthcare | Medicare Replacement | $20.87 | — |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $20.87 | — |
| Great Plains Medicare Advantage | Medicare Replacement | $20.87 | — |
| Health Partners | Medicare Replacement | $20.87 | — |
| Aetna | Medicare Replacement | $20.87 | — |
| Primewest | Medicare Replacement | $21.27 | — |
Visitor-reported prices
Comments
Screen cerv/vag thin layer at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| United Hospital | MN | 1175 Nininger Road. Hastings | $140.64 | $16.43 – $46.63 |
| Owatonna Hospital | Owatonna | $128.52 | $18.86 – $169.35 |
| Abbott Northwestern Hospital | MN 55407 | $140.64 | $16.43 – $68.24 |
| Allina Health Faribault Medical Center | Faribualt | $128.52 | $18.86 – $169.35 |
| New Ulm Medical Center | MN 56073 | $153.72 | $18.86 – $224.48 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $140.64 | $16.43 – $36.55 |
| Buffalo Hospital | Buffalo | $128.52 | $18.86 – $155.36 |
| Cambridge Medical Center | Cambridge | $128.52 | $18.86 – $155.36 |