Naloxone 0.4 mg/ml injection (wrapper) at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$46.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$57.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.53 with Blue Cross Blue Shield of Minnesota vs $17.06 with Healthez — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $8.53 | ↓ -82% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $8.53 | ↓ -82% |
| Sanford Health Plan | SD Exchange True | $8.64 | ↓ -81% |
| Sanford Health Plan | Group Health/True | $9.85 | ↓ -79% |
| Sanford Health Plan | SD Exchange Commercial | $10.16 | ↓ -78% |
| Security Health Plan | Commercial | $10.42 | ↓ -77% |
| Sanford Health Plan | Commercial | $11.58 | ↓ -75% |
| Health Partners | Commercial | $13.27 | ↓ -71% |
| Ucare | Commercial | $13.32 | ↓ -71% |
| United Healthcare | CSP Top 20 | $14.42 | ↓ -69% |
| Aetna | Commercial | $15.54 | ↓ -66% |
| United Healthcare | Commercial | $15.82 | ↓ -66% |
| Medica | Choice | $15.92 | ↓ -65% |
| Medica | Elect | $17.04 | ↓ -63% |
| Multiplan | Commercial | $17.06 | ↓ -63% |
| Cigna | Commercial | $17.06 | ↓ -63% |
| First Choice Health Network | Commercial | $17.06 | ↓ -63% |
| Healthez | Commercial | $17.06 | ↓ -63% |
| United Healthcare | Medicare Replacement | not published by hospital | — |
| Aetna | Medicare Replacement | not published by hospital | — |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | not published by hospital | — |
| Great Plains Medicare Advantage | Medicare Replacement | not published by hospital | — |
| Health Partners | Medicare Replacement | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicare Replacement | not published by hospital | — |
| Sanford Health Plan Align | Medicare Replacement | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicare Replacement | not published by hospital | — |
Visitor-reported prices
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Naloxone 0.4 mg/ml injection (wrapper) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $65.56 | $18.17 – $67.55 |
| Sanford Westbrook Hospital | Westbrook | $63.12 | $1.59 – $5.90 |
| Sanford Bagley Medical Center | Bagley | $51.49 | $15.17 – $56.39 |
| Sanford Wheaton | Wheaton | $25.73 | $7.79 – $28.94 |
| Sanford Luverne Medical Center | Luverne | $64.42 | $18.49 – $68.74 |
| Sanford Worthington Medical Center | Worthington | $63.12 | $29.88 – $69.37 |
| Sanford Tracy Hospital | Tracy | $64.46 | $18.67 – $69.41 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $36.27 | $14.86 – $38.93 |