Multiple sleep latency test at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$2,538.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,173.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$386.67 with Blue Cross Blue Shield of Minnesota vs $1,894.93 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $386.67 | ↓ -85% |
| Sanford Health Plan Align | Medicare Replacement | $494.69 | ↓ -81% |
| Ucare | Medicare Replacement | $531.15 | ↓ -79% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $536.35 | ↓ -79% |
| Great Plains Medicare Advantage | Medicare Replacement | $536.35 | ↓ -79% |
| Health Partners | Medicare Replacement | $536.35 | ↓ -79% |
| Aetna | Medicare Replacement | $536.35 | ↓ -79% |
| United Healthcare | Medicare Replacement | $536.35 | ↓ -79% |
| Primewest | Medicare Replacement | $546.77 | ↓ -78% |
| Ucare | Medicaid Managed Care | $557.13 | ↓ -78% |
| Primewest | Medicaid Managed Care | $583.66 | ↓ -77% |
| Sanford Health Plan | SD Exchange True | $786.99 | ↓ -69% |
| Sanford Health Plan | Group Health/True | $897.35 | ↓ -65% |
| Sanford Health Plan | SD Exchange Commercial | $925.84 | ↓ -64% |
| Security Health Plan | Commercial | $949.85 | ↓ -63% |
| Sanford Health Plan | Commercial | $1,055.72 | ↓ -58% |
| Health Partners | Commercial | $1,208.90 | ↓ -52% |
| Ucare | Commercial | $1,213.91 | ↓ -52% |
| United Healthcare | CSP Top 20 | $1,314.25 | ↓ -48% |
| Aetna | Commercial | $1,416.14 | ↓ -44% |
| United Healthcare | Commercial | $1,442.05 | ↓ -43% |
| Medica | Choice | $1,450.68 | ↓ -43% |
| Medica | Elect | $1,552.57 | ↓ -39% |
| Healthez | Commercial | $1,554.30 | ↓ -39% |
| First Choice Health Network | Commercial | $1,554.30 | ↓ -39% |
| Cigna | Commercial | $1,554.30 | ↓ -39% |
| Multiplan | Commercial | $1,554.30 | ↓ -39% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,894.93 | ↓ -25% |
Visitor-reported prices
Comments
Multiple sleep latency test at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $3,290.40 | $557.13 – $3,701.70 |
| Sanford Westbrook Hospital | Westbrook | $3,167.20 | $557.13 – $3,231.00 |
| Sanford Wheaton | Wheaton | $2,708.80 | $557.13 – $3,047.40 |
| Sanford Luverne Medical Center | Luverne | $2,748.80 | $557.13 – $3,092.40 |
| Sanford Worthington Medical Center | Worthington | $3,138.40 | $395.02 – $3,530.70 |
| Sanford Tracy Hospital | Tracy | $3,167.20 | $557.13 – $3,231.00 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $3,000.00 | $557.13 – $3,375.00 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $3,000.00 | $557.13 – $3,375.00 |