Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$71.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$89.13

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.30 with Blue Cross Blue Shield of Minnesota vs $51.75 with Healthez — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $0.30 ↓ -100%
Blue Cross Blue Shield of Minnesota Commercial/Federal $0.30 ↓ -100%
Sanford Health Plan SD Exchange True $26.20 ↓ -63%
Sanford Health Plan Group Health/True $29.88 ↓ -58%
Sanford Health Plan SD Exchange Commercial $30.83 ↓ -57%
Security Health Plan Commercial $31.63 ↓ -56%
Sanford Health Plan Commercial $35.15 ↓ -51%
Health Partners Commercial $40.25 ↓ -44%
Ucare Commercial $40.42 ↓ -43%
United Healthcare CSP Top 20 $43.76 ↓ -39%
Aetna Commercial $47.15 ↓ -34%
United Healthcare Commercial $48.01 ↓ -33%
Medica Choice $48.30 ↓ -32%
Medica Elect $51.69 ↓ -28%
Multiplan Commercial $51.75 ↓ -27%
Cigna Commercial $51.75 ↓ -27%
First Choice Health Network Commercial $51.75 ↓ -27%
Healthez Commercial $51.75 ↓ -27%
United Healthcare Medicare Replacement not published by hospital —
Aetna Medicare Replacement not published by hospital —
Blue Cross Blue Shield of Minnesota Medicare Replacement not published by hospital —
Great Plains Medicare Advantage Medicare Replacement not published by hospital —
Health Partners Medicare Replacement not published by hospital —
Primewest Medicaid Managed Care not published by hospital —
Primewest Medicare Replacement not published by hospital —
Sanford Health Plan Align Medicare Replacement not published by hospital —
Ucare Medicaid Managed Care not published by hospital —
Ucare Medicare Replacement not published by hospital —

Visitor-reported prices

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Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $60.96 $18.45 – $68.57
United Hospital MN | 1175 Nininger Road. Hastings $37.01 $0.17 – $0.27
Owatonna Hospital Owatonna $43.18 $0.17 – $56.90
Abbott Northwestern Hospital MN 55407 $37.01 $0.17 – $0.23
Allina Health Faribault Medical Center Faribualt $43.18 $0.17 – $56.90
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $37.01 $0.17 – $0.23
Buffalo Hospital Buffalo $43.18 $0.17 – $56.90
Cambridge Medical Center Cambridge $43.18 $0.17 – $56.90

All Minnesota hospitals for this procedure →