Marker biop eviva buckle ss at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$1,428.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,785.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.02 with Blue Cross Blue Shield of Minnesota vs $228.42 with Healthez — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $1.02 ↓ -100%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1.02 ↓ -100%
Sanford Health Plan SD Exchange True $115.66 ↓ -92%
Sanford Health Plan Group Health/True $131.87 ↓ -91%
Sanford Health Plan SD Exchange Commercial $136.06 ↓ -90%
Security Health Plan Commercial $139.59 ↓ -90%
Sanford Health Plan Commercial $155.15 ↓ -89%
Health Partners Commercial $177.66 ↓ -88%
Ucare Commercial $178.40 ↓ -88%
United Healthcare CSP Top 20 $193.14 ↓ -86%
Aetna Commercial $208.12 ↓ -85%
United Healthcare Commercial $211.92 ↓ -85%
Medica Choice $213.19 ↓ -85%
Medica Elect $228.17 ↓ -84%
Multiplan Commercial $228.42 ↓ -84%
Cigna Commercial $228.42 ↓ -84%
First Choice Health Network Commercial $228.42 ↓ -84%
Healthez Commercial $228.42 ↓ -84%
United Healthcare Medicare Replacement not published by hospital —
Aetna Medicare Replacement not published by hospital —
Blue Cross Blue Shield of Minnesota Medicare Replacement not published by hospital —
Great Plains Medicare Advantage Medicare Replacement not published by hospital —
Health Partners Medicare Replacement not published by hospital —
Primewest Medicaid Managed Care not published by hospital —
Primewest Medicare Replacement not published by hospital —
Sanford Health Plan Align Medicare Replacement not published by hospital —
Ucare Medicaid Managed Care not published by hospital —
Ucare Medicare Replacement not published by hospital —

Visitor-reported prices

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Marker biop eviva buckle ss at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $437.60 $132.43 – $492.30
Sanford Westbrook Hospital Westbrook $339.20 $100.23 – $372.60
Sanford Luverne Medical Center Luverne $187.20 $56.65 – $210.60
Sanford Worthington Medical Center Worthington $198.40 $1.00 – $223.20
Sanford Tracy Hospital Tracy $339.20 $100.23 – $372.60
Sanford Thief River Falls Medical Center Thief River Falls $194.40 $48.43 – $126.90
Sanford Behavioral Health Thief River Falls Thief River Falls $194.40 $48.43 – $126.90
United Hospital MN | 1175 Nininger Road. Hastings $4,901.14 $216.45 – $515.91

All Minnesota hospitals for this procedure →