Lipoprotein direct measurement ldl at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$9.98 with Sanford Health Plan Align vs $11.03 with Primewest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $9.98 —
Blue Cross Blue Shield of Minnesota Commercial/Federal $10.69 —
Blue Cross Blue Shield of Minnesota PMAP $10.69 —
Ucare Medicare Replacement $10.71 —
United Healthcare Medicare Replacement $10.82 —
Blue Cross Blue Shield of Minnesota Medicare Replacement $10.82 —
Great Plains Medicare Advantage Medicare Replacement $10.82 —
Health Partners Medicare Replacement $10.82 —
Aetna Medicare Replacement $10.82 —
Primewest Medicare Replacement $11.03 —

Visitor-reported prices

visitor-reported
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Lipoprotein direct measurement ldl at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $112.00 $33.89 – $126.00
Sanford Wheaton Wheaton $68.00 $20.58 – $76.50
Sanford Luverne Medical Center Luverne $66.40 $20.09 – $74.70
Sanford Tracy Hospital Tracy $112.00 $33.89 – $126.00
Sanford Thief River Falls Medical Center Thief River Falls $88.00 $37.79 – $99.00
Sanford Behavioral Health Thief River Falls Thief River Falls $88.00 $37.79 – $99.00
United Hospital MN | 1175 Nininger Road. Hastings $29.57 $9.78 – $41.02
Owatonna Hospital Owatonna $26.99 $9.78 – $51.68

All Minnesota hospitals for this procedure →