Lens iol ant bicnvx 24.0 multi at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$624.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$780.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.02 with Blue Cross Blue Shield of Minnesota vs $303.75 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota Commercial/Federal $1.02 ↓ -100%
Blue Cross Blue Shield of Minnesota PMAP $1.02 ↓ -100%
Sanford Health Plan Align Medicare Replacement $135.73 ↓ -78%
Ucare Medicare Replacement $145.73 ↓ -77%
Great Plains Medicare Advantage Medicare Replacement $147.16 ↓ -76%
Health Partners Medicare Replacement $147.16 ↓ -76%
Aetna Medicare Replacement $147.16 ↓ -76%
Blue Cross Blue Shield of Minnesota Medicare Replacement $147.16 ↓ -76%
United Healthcare Medicare Replacement $147.16 ↓ -76%
Primewest Medicare Replacement $150.01 ↓ -76%
Sanford Health Plan SD Exchange True $153.80 ↓ -75%
Sanford Health Plan Group Health/True $175.37 ↓ -72%
Sanford Health Plan SD Exchange Commercial $180.93 ↓ -71%
Security Health Plan Commercial $185.63 ↓ -70%
Sanford Health Plan Commercial $206.31 ↓ -67%
Health Partners Commercial $236.25 ↓ -62%
Ucare Commercial $237.23 ↓ -62%
United Healthcare CSP Top 20 $256.84 ↓ -59%
Aetna Commercial $276.75 ↓ -56%
United Healthcare Commercial $281.81 ↓ -55%
Medica Choice $283.50 ↓ -55%
Medica Elect $303.41 ↓ -51%
First Choice Health Network Commercial $303.75 ↓ -51%
Multiplan Commercial $303.75 ↓ -51%
Healthez Commercial $303.75 ↓ -51%
Cigna Commercial $303.75 ↓ -51%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Lens iol ant bicnvx 24.0 multi at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Wheaton Wheaton $156.80 $47.45 – $176.40
Sanford Luverne Medical Center Luverne $462.40 $97.57 – $362.70
Sanford Worthington Medical Center Worthington $570.40 $1.00 – $287.10
Sanford Thief River Falls Medical Center Thief River Falls $264.00 $79.01 – $207.00
Sanford Behavioral Health Thief River Falls Thief River Falls $264.00 $79.01 – $207.00
United Hospital MN | 1175 Nininger Road. Hastings $292.94 $56.64 – $159.24
Owatonna Hospital Owatonna $385.34 $81.35 – $507.75
Abbott Northwestern Hospital MN 55407 $292.94 $56.64 – $159.24

All Minnesota hospitals for this procedure →