IV Medicine Infusion (first hour) at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$620.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$775.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.79 with Sanford Health Plan vs $757.79 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $22.79 ↓ -96%
Sanford Health Plan Group Health/True $25.98 ↓ -96%
Sanford Health Plan SD Exchange Commercial $26.81 ↓ -96%
Security Health Plan Commercial $27.50 ↓ -96%
Sanford Health Plan Commercial $30.57 ↓ -95%
Ucare Commercial $35.15 ↓ -94%
United Healthcare CSP Top 20 $38.05 ↓ -94%
Aetna Commercial $41.00 ↓ -93%
United Healthcare Commercial $41.75 ↓ -93%
Medica Choice $42.00 ↓ -93%
Medica Elect $44.95 ↓ -93%
Cigna Commercial $45.00 ↓ -93%
Multiplan Commercial $45.00 ↓ -93%
Healthez Commercial $45.00 ↓ -93%
First Choice Health Network Commercial $45.00 ↓ -93%
Health Partners Commercial $151.20 ↓ -76%
Blue Cross Blue Shield of Minnesota PMAP $154.62 ↓ -75%
Sanford Health Plan Align Medicare Replacement $196.43 ↓ -68%
Ucare Medicare Replacement $210.91 ↓ -66%
United Healthcare Medicare Replacement $212.97 ↓ -66%
Aetna Medicare Replacement $212.97 ↓ -66%
Blue Cross Blue Shield of Minnesota Medicare Replacement $212.97 ↓ -66%
Great Plains Medicare Advantage Medicare Replacement $212.97 ↓ -66%
Health Partners Medicare Replacement $212.97 ↓ -66%
Primewest Medicare Replacement $217.11 ↓ -65%
Ucare Medicaid Managed Care $221.22 ↓ -64%
Primewest Medicaid Managed Care $231.76 ↓ -63%
Blue Cross Blue Shield of Minnesota Commercial/Federal $757.79 ↑ +22%

Visitor-reported prices

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IV Medicine Infusion (first hour) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $705.60 $151.20 – $675.00
Sanford Westbrook Hospital Westbrook $551.20 $151.20 – $620.10
Sanford Bagley Medical Center Bagley $620.00 $151.20 – $697.50
Sanford Wheaton Wheaton $432.80 $130.98 – $486.90
Sanford Luverne Medical Center Luverne $504.80 $151.20 – $567.90
Sanford Worthington Medical Center Worthington $501.60 $151.20 – $564.30
Sanford Tracy Hospital Tracy $551.20 $151.20 – $620.10
Sanford Thief River Falls Medical Center Thief River Falls $497.60 $151.20 – $427.50

All Minnesota hospitals for this procedure →