Generator emblem MRI sicd subq at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$65,577.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$81,972.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.02 with Blue Cross Blue Shield of Minnesota vs $21,735.00 with Healthez — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $1.02 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1.02 | ↓ -100% |
| Sanford Health Plan | SD Exchange True | $11,005.16 | ↓ -83% |
| Sanford Health Plan | Group Health/True | $12,548.34 | ↓ -81% |
| Sanford Health Plan | SD Exchange Commercial | $12,946.82 | ↓ -80% |
| Security Health Plan | Commercial | $13,282.50 | ↓ -80% |
| Sanford Health Plan | Commercial | $14,762.90 | ↓ -77% |
| Health Partners | Commercial | $16,905.00 | ↓ -74% |
| Ucare | Commercial | $16,975.04 | ↓ -74% |
| United Healthcare | CSP Top 20 | $18,378.15 | ↓ -72% |
| Aetna | Commercial | $19,803.00 | ↓ -70% |
| United Healthcare | Commercial | $20,165.25 | ↓ -69% |
| Medica | Choice | $20,286.00 | ↓ -69% |
| Medica | Elect | $21,710.85 | ↓ -67% |
| Multiplan | Commercial | $21,735.00 | ↓ -67% |
| Cigna | Commercial | $21,735.00 | ↓ -67% |
| First Choice Health Network | Commercial | $21,735.00 | ↓ -67% |
| Healthez | Commercial | $21,735.00 | ↓ -67% |
| United Healthcare | Medicare Replacement | not published by hospital | — |
| Aetna | Medicare Replacement | not published by hospital | — |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | not published by hospital | — |
| Great Plains Medicare Advantage | Medicare Replacement | not published by hospital | — |
| Health Partners | Medicare Replacement | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicare Replacement | not published by hospital | — |
| Sanford Health Plan Align | Medicare Replacement | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicare Replacement | not published by hospital | — |
Visitor-reported prices
Comments
Generator emblem MRI sicd subq at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Thief River Falls Medical Center | Thief River Falls | $31,785.60 | $13,647.94 – $35,758.80 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $31,785.60 | $13,647.94 – $35,758.80 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $31,518.72 | not published |
| Owatonna Hospital | Owatonna | $36,771.84 | $909.87 – $2,885.03 |
| Abbott Northwestern Hospital | MN 55407 | $31,518.72 | not published |
| Allina Health Faribault Medical Center | Faribualt | $36,771.84 | $909.87 – $2,885.03 |
| New Ulm Medical Center | MN 56073 | $29,184.68 | $1,333.09 – $2,748.67 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $31,518.72 | not published |