healthcosts.net
Diagnostic Mammogram (one breast) at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$458.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$573.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$116.79 with Sanford Health Plan Align vs $515.70 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $116.79 | ↓ -75% |
| Ucare | Medicare Replacement | $125.39 | ↓ -73% |
| Aetna | Medicare Replacement | $126.62 | ↓ -72% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $126.62 | ↓ -72% |
| Great Plains Medicare Advantage | Medicare Replacement | $126.62 | ↓ -72% |
| Health Partners | Medicare Replacement | $126.62 | ↓ -72% |
| United Healthcare | Medicare Replacement | $126.62 | ↓ -72% |
| Primewest | Medicare Replacement | $129.08 | ↓ -72% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $251.63 | ↓ -45% |
| Blue Cross Blue Shield of Minnesota | PMAP | $251.63 | ↓ -45% |
| Sanford Health Plan | SD Exchange True | $261.12 | ↓ -43% |
| Sanford Health Plan | Group Health/True | $297.73 | ↓ -35% |
| Sanford Health Plan | SD Exchange Commercial | $307.19 | ↓ -33% |
| Security Health Plan | Commercial | $315.15 | ↓ -31% |
| Sanford Health Plan | Commercial | $350.27 | ↓ -24% |
| Health Partners | Commercial | $401.10 | ↓ -13% |
| Ucare | Commercial | $402.76 | ↓ -12% |
| United Healthcare | CSP Top 20 | $436.05 | ↓ -5% |
| Aetna | Commercial | $469.86 | ↑ +3% |
| United Healthcare | Commercial | $478.46 | ↑ +4% |
| Medica | Choice | $481.32 | ↑ +5% |
| Medica | Elect | $515.13 | ↑ +12% |
| Cigna | Commercial | $515.70 | ↑ +13% |
| First Choice Health Network | Commercial | $515.70 | ↑ +13% |
| Healthez | Commercial | $515.70 | ↑ +13% |
| Multiplan | Commercial | $515.70 | ↑ +13% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Diagnostic Mammogram (one breast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $272.80 | $82.56 – $306.90 |
| Sanford Westbrook Hospital | Westbrook | $444.00 | $134.37 – $499.50 |
| Sanford Bagley Medical Center | Bagley | $458.40 | $138.72 – $515.70 |
| Sanford Wheaton | Wheaton | $409.60 | $123.96 – $460.80 |
| Sanford Luverne Medical Center | Luverne | $460.80 | $139.45 – $518.40 |
| Sanford Worthington Medical Center | Worthington | $382.40 | $116.79 – $430.20 |
| Sanford Tracy Hospital | Tracy | $444.00 | $134.37 – $499.50 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $386.40 | $165.91 – $434.70 |