Collection blood specimen from completely implantable venous access device at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$69.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.18 with Sanford Health Plan vs $451.64 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $34.18 ↓ -51%
Sanford Health Plan Group Health/True $38.97 ↓ -44%
Sanford Health Plan SD Exchange Commercial $40.21 ↓ -42%
Security Health Plan Commercial $41.25 ↓ -41%
Sanford Health Plan Commercial $45.85 ↓ -34%
Health Partners Commercial $52.50 ↓ -25%
Ucare Commercial $52.72 ↓ -24%
United Healthcare CSP Top 20 $57.08 ↓ -18%
Aetna Commercial $61.50 ↓ -12%
United Healthcare Commercial $62.63 ↓ -10%
Medica Choice $63.00 ↓ -9%
Medica Elect $67.43 ↓ -3%
Cigna Commercial $67.50 ↓ -3%
Multiplan Commercial $67.50 ↓ -3%
Healthez Commercial $67.50 ↓ -3%
First Choice Health Network Commercial $67.50 ↓ -3%
Blue Cross Blue Shield of Minnesota PMAP $92.16 ↑ +32%
Sanford Health Plan Align Medicare Replacement $120.18 ↑ +73%
Ucare Medicare Replacement $129.03 ↑ +85%
United Healthcare Medicare Replacement $130.30 ↑ +87%
Aetna Medicare Replacement $130.30 ↑ +87%
Blue Cross Blue Shield of Minnesota Medicare Replacement $130.30 ↑ +87%
Great Plains Medicare Advantage Medicare Replacement $130.30 ↑ +87%
Health Partners Medicare Replacement $130.30 ↑ +87%
Primewest Medicare Replacement $132.83 ↑ +91%
Ucare Medicaid Managed Care $135.35 ↑ +94%
Primewest Medicaid Managed Care $141.79 ↑ +104%
Blue Cross Blue Shield of Minnesota Commercial/Federal $451.64 ↑ +549%

Visitor-reported prices

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Collection blood specimen from completely implantable venous access device at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $55.20 $16.70 – $62.10
Sanford Westbrook Hospital Westbrook $124.80 $37.77 – $140.40
Sanford Bagley Medical Center Bagley $60.00 $18.16 – $67.50
Sanford Wheaton Wheaton $60.80 $18.40 – $68.40
Sanford Luverne Medical Center Luverne $141.60 $42.85 – $159.30
Sanford Worthington Medical Center Worthington $188.00 $28.69 – $132.83
Sanford Tracy Hospital Tracy $124.80 $37.77 – $140.40
Sanford Thief River Falls Medical Center Thief River Falls $72.00 $30.92 – $81.00

All Minnesota hospitals for this procedure →