Chemo adm cns w/lmbr punct at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$1,004.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,255.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$244.33 with Blue Cross Blue Shield of Minnesota vs $1,197.38 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $244.33 ↓ -76%
Sanford Health Plan Align Medicare Replacement $309.24 ↓ -69%
Ucare Medicare Replacement $332.03 ↓ -67%
Blue Cross Blue Shield of Minnesota Medicare Replacement $335.29 ↓ -67%
Great Plains Medicare Advantage Medicare Replacement $335.29 ↓ -67%
Health Partners Medicare Replacement $335.29 ↓ -67%
Aetna Medicare Replacement $335.29 ↓ -67%
United Healthcare Medicare Replacement $335.29 ↓ -67%
Primewest Medicare Replacement $341.80 ↓ -66%
Ucare Medicaid Managed Care $348.27 ↓ -65%
Primewest Medicaid Managed Care $364.86 ↓ -64%
Health Partners Commercial $386.40 ↓ -62%
Sanford Health Plan SD Exchange True $571.90 ↓ -43%
Sanford Health Plan Group Health/True $652.10 ↓ -35%
Sanford Health Plan SD Exchange Commercial $672.81 ↓ -33%
Security Health Plan Commercial $690.25 ↓ -31%
Sanford Health Plan Commercial $767.18 ↓ -24%
Ucare Commercial $882.14 ↓ -12%
United Healthcare CSP Top 20 $955.06 ↓ -5%
Aetna Commercial $1,029.10 ↑ +3%
United Healthcare Commercial $1,047.93 ↑ +4%
Medica Choice $1,054.20 ↑ +5%
Medica Elect $1,128.25 ↑ +12%
Healthez Commercial $1,129.50 ↑ +13%
First Choice Health Network Commercial $1,129.50 ↑ +13%
Cigna Commercial $1,129.50 ↑ +13%
Multiplan Commercial $1,129.50 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,197.38 ↑ +19%

Visitor-reported prices

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Chemo adm cns w/lmbr punct at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $651.79 $181.50 – $395.94
Owatonna Hospital Owatonna $439.66 $200.01 – $579.32
Abbott Northwestern Hospital MN 55407 $651.79 $181.50 – $830.38
Allina Health Faribault Medical Center Faribualt $439.66 $200.01 – $579.32
New Ulm Medical Center MN 56073 $84.73 $66.23 – $602.25
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $651.79 $181.50 – $393.38
Buffalo Hospital Buffalo $439.66 $200.01 – $579.32
Cambridge Medical Center Cambridge $439.66 $200.01 – $579.32

All Minnesota hospitals for this procedure →