Brace oths wrist hnd fngr without at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$387.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$484.18
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.86 with Sanford Health Plan vs $342.91 with Primewest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | SD Exchange True | $16.86 | ↓ -96% |
| Sanford Health Plan | Group Health/True | $19.22 | ↓ -95% |
| Sanford Health Plan | SD Exchange Commercial | $19.83 | ↓ -95% |
| Security Health Plan | Commercial | $20.34 | ↓ -95% |
| Sanford Health Plan | Commercial | $22.61 | ↓ -94% |
| Health Partners | Commercial | $25.89 | ↓ -93% |
| Ucare | Commercial | $26.00 | ↓ -93% |
| United Healthcare | CSP Top 20 | $28.15 | ↓ -93% |
| Aetna | Commercial | $30.33 | ↓ -92% |
| United Healthcare | Commercial | $30.89 | ↓ -92% |
| Medica | Choice | $31.07 | ↓ -92% |
| Medica | Elect | $33.25 | ↓ -91% |
| Healthez | Commercial | $33.29 | ↓ -91% |
| Multiplan | Commercial | $33.29 | ↓ -91% |
| Cigna | Commercial | $33.29 | ↓ -91% |
| First Choice Health Network | Commercial | $33.29 | ↓ -91% |
| Blue Cross Blue Shield of Minnesota | PMAP | $258.95 | ↓ -33% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $258.95 | ↓ -33% |
| Sanford Health Plan Align | Medicare Replacement | $310.25 | ↓ -20% |
| Ucare | Medicare Replacement | $333.11 | ↓ -14% |
| United Healthcare | Medicare Replacement | $336.38 | ↓ -13% |
| Aetna | Medicare Replacement | $336.38 | ↓ -13% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $336.38 | ↓ -13% |
| Great Plains Medicare Advantage | Medicare Replacement | $336.38 | ↓ -13% |
| Health Partners | Medicare Replacement | $336.38 | ↓ -13% |
| Primewest | Medicare Replacement | $342.91 | ↓ -11% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
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Brace oths wrist hnd fngr without at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $33.60 | $9.93 – $36.90 |
| Sanford Westbrook Hospital | Westbrook | $37.60 | $8.96 – $33.30 |
| Sanford Bagley Medical Center | Bagley | $387.35 | $117.22 – $435.76 |
| Sanford Luverne Medical Center | Luverne | $41.60 | $12.59 – $46.80 |
| Sanford Worthington Medical Center | Worthington | $29.60 | $14.34 – $342.91 |
| Sanford Tracy Hospital | Tracy | $37.60 | $8.96 – $33.30 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $421.73 | $8.50 – $279.72 |
| Owatonna Hospital | Owatonna | $492.02 | $6.16 – $362.41 |