An cholangiogram percutaneous compl at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$2,715.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,394.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,546.65 with Sanford Health Plan vs $12,231.68 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | SD Exchange True | $1,546.65 | ↓ -43% |
| Sanford Health Plan | Group Health/True | $1,763.52 | ↓ -35% |
| Sanford Health Plan | SD Exchange Commercial | $1,819.52 | ↓ -33% |
| Security Health Plan | Commercial | $1,866.70 | ↓ -31% |
| Sanford Health Plan | Commercial | $2,074.75 | ↓ -24% |
| Health Partners | Commercial | $2,375.80 | ↓ -13% |
| Ucare | Commercial | $2,385.64 | ↓ -12% |
| Blue Cross Blue Shield of Minnesota | PMAP | $2,495.91 | ↓ -8% |
| United Healthcare | CSP Top 20 | $2,582.83 | ↓ -5% |
| Aetna | Commercial | $2,783.08 | ↑ +3% |
| United Healthcare | Commercial | $2,833.99 | ↑ +4% |
| Medica | Choice | $2,850.96 | ↑ +5% |
| Medica | Elect | $3,051.21 | ↑ +12% |
| Multiplan | Commercial | $3,054.60 | ↑ +13% |
| Healthez | Commercial | $3,054.60 | ↑ +13% |
| Cigna | Commercial | $3,054.60 | ↑ +13% |
| First Choice Health Network | Commercial | $3,054.60 | ↑ +13% |
| Sanford Health Plan Align | Medicare Replacement | $3,290.25 | ↑ +21% |
| Ucare | Medicare Replacement | $3,532.69 | ↑ +30% |
| United Healthcare | Medicare Replacement | $3,567.32 | ↑ +31% |
| Aetna | Medicare Replacement | $3,567.32 | ↑ +31% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $3,567.32 | ↑ +31% |
| Great Plains Medicare Advantage | Medicare Replacement | $3,567.32 | ↑ +31% |
| Health Partners | Medicare Replacement | $3,567.32 | ↑ +31% |
| Primewest | Medicare Replacement | $3,636.59 | ↑ +34% |
| Ucare | Medicaid Managed Care | $3,705.51 | ↑ +36% |
| Primewest | Medicaid Managed Care | $3,881.97 | ↑ +43% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $12,231.68 | ↑ +350% |
Visitor-reported prices
Comments
An cholangiogram percutaneous compl at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Worthington Medical Center | Worthington | $644.00 | $312.10 – $3,636.59 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $951.79 | $296.90 – $5,889.00 |
| Owatonna Hospital | Owatonna | $825.10 | $426.42 – $7,359.62 |
| Abbott Northwestern Hospital | MN 55407 | $951.79 | $296.90 – $8,834.95 |
| Allina Health Faribault Medical Center | Faribualt | $825.10 | $426.42 – $7,359.62 |
| New Ulm Medical Center | MN 56073 | $880.88 | $444.87 – $3,689.91 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $951.79 | $296.90 – $5,889.00 |
| Buffalo Hospital | Buffalo | $825.10 | $426.42 – $7,359.62 |