Administration chemotherapy IV infusion each additional hour at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$95.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$119.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$50.82 with Blue Cross Blue Shield of Minnesota vs $249.06 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $50.82 ↓ -47%
Sanford Health Plan SD Exchange True $54.23 ↓ -43%
Sanford Health Plan Group Health/True $61.83 ↓ -35%
Sanford Health Plan SD Exchange Commercial $63.80 ↓ -33%
Security Health Plan Commercial $65.45 ↓ -31%
Sanford Health Plan Align Medicare Replacement $66.35 ↓ -30%
Health Partners Commercial $67.20 ↓ -29%
Ucare Medicare Replacement $71.24 ↓ -25%
Aetna Medicare Replacement $71.94 ↓ -24%
United Healthcare Medicare Replacement $71.94 ↓ -24%
Great Plains Medicare Advantage Medicare Replacement $71.94 ↓ -24%
Health Partners Medicare Replacement $71.94 ↓ -24%
Blue Cross Blue Shield of Minnesota Medicare Replacement $71.94 ↓ -24%
Sanford Health Plan Commercial $72.74 ↓ -24%
Primewest Medicare Replacement $73.34 ↓ -23%
Ucare Medicaid Managed Care $74.73 ↓ -22%
Primewest Medicaid Managed Care $78.29 ↓ -18%
Ucare Commercial $83.65 ↓ -12%
United Healthcare CSP Top 20 $90.56 ↓ -5%
Aetna Commercial $97.58 ↑ +3%
United Healthcare Commercial $99.37 ↑ +4%
Medica Choice $99.96 ↑ +5%
Medica Elect $106.98 ↑ +12%
Multiplan Commercial $107.10 ↑ +13%
Cigna Commercial $107.10 ↑ +13%
Healthez Commercial $107.10 ↑ +13%
First Choice Health Network Commercial $107.10 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $249.06 ↑ +162%

Visitor-reported prices

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Administration chemotherapy IV infusion each additional hour at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $280.80 $67.20 – $315.90
Sanford Westbrook Hospital Westbrook $288.80 $67.20 – $324.90
Sanford Wheaton Wheaton $154.40 $46.73 – $173.70
Sanford Luverne Medical Center Luverne $319.20 $67.20 – $359.10
Sanford Worthington Medical Center Worthington $220.00 $51.92 – $247.50
Sanford Tracy Hospital Tracy $288.80 $67.20 – $324.90
Sanford Thief River Falls Medical Center Thief River Falls $101.60 $43.62 – $114.30
Sanford Behavioral Health Thief River Falls Thief River Falls $101.60 $43.62 – $114.30

All Minnesota hospitals for this procedure →