Ablation of upper extremity nerves rf at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$2,996.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,746.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$213.67 with Blue Cross Blue Shield of Minnesota vs $1,201.50 with Healthez — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $213.67 | ↓ -93% |
| Sanford Health Plan Align | Medicare Replacement | $275.21 | ↓ -91% |
| Ucare | Medicare Replacement | $295.49 | ↓ -90% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $298.39 | ↓ -90% |
| Great Plains Medicare Advantage | Medicare Replacement | $298.39 | ↓ -90% |
| Health Partners | Medicare Replacement | $298.39 | ↓ -90% |
| Aetna | Medicare Replacement | $298.39 | ↓ -90% |
| United Healthcare | Medicare Replacement | $298.39 | ↓ -90% |
| Primewest | Medicare Replacement | $304.18 | ↓ -90% |
| Ucare | Medicaid Managed Care | $309.95 | ↓ -90% |
| Primewest | Medicaid Managed Care | $324.71 | ↓ -89% |
| Sanford Health Plan | SD Exchange True | $608.36 | ↓ -80% |
| Sanford Health Plan | Group Health/True | $693.67 | ↓ -77% |
| Sanford Health Plan | SD Exchange Commercial | $715.69 | ↓ -76% |
| Security Health Plan | Commercial | $734.25 | ↓ -75% |
| Sanford Health Plan | Commercial | $816.09 | ↓ -73% |
| Health Partners | Commercial | $934.50 | ↓ -69% |
| Ucare | Commercial | $938.37 | ↓ -69% |
| United Healthcare | CSP Top 20 | $1,015.94 | ↓ -66% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,047.15 | ↓ -65% |
| Aetna | Commercial | $1,094.70 | ↓ -63% |
| United Healthcare | Commercial | $1,114.73 | ↓ -63% |
| Medica | Choice | $1,121.40 | ↓ -63% |
| Medica | Elect | $1,200.17 | ↓ -60% |
| Cigna | Commercial | $1,201.50 | ↓ -60% |
| Multiplan | Commercial | $1,201.50 | ↓ -60% |
| First Choice Health Network | Commercial | $1,201.50 | ↓ -60% |
| Healthez | Commercial | $1,201.50 | ↓ -60% |
Visitor-reported prices
Comments
Ablation of upper extremity nerves rf at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Worthington Medical Center | Worthington | $380.00 | $184.16 – $427.50 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $824.00 | $309.95 – $927.00 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $824.00 | $309.95 – $927.00 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $4,150.70 | $268.81 – $3,243.00 |
| Owatonna Hospital | Owatonna | $1,023.96 | $275.28 – $1,349.25 |
| Abbott Northwestern Hospital | MN 55407 | $4,150.70 | $268.81 – $3,243.00 |
| Allina Health Faribault Medical Center | Faribualt | $1,023.96 | $275.28 – $1,349.25 |
| New Ulm Medical Center | MN 56073 | $987.90 | $300.52 – $1,212.62 |