Trauma partial team response w/critical care services level 4 at Sanford Bagley Medical Center
203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255
$3,883.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,854.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$220.31 with Blue Cross Blue Shield of Minnesota vs $1,389.33 with Ucare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $220.31 | ↓ -94% |
| Sanford Health Plan Align | Medicare Replacement | $414.96 | ↓ -89% |
| Ucare | Medicare Replacement | $445.90 | ↓ -89% |
| Health Partners | Medicare Replacement | $449.54 | ↓ -88% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $449.54 | ↓ -88% |
| United Healthcare | Medicare Replacement | $449.54 | ↓ -88% |
| Great Plains Medicare Advantage | Medicare Replacement | $449.54 | ↓ -88% |
| Primewest | Medicare Replacement | $458.64 | ↓ -88% |
| Aetna | Medicare Replacement | $487.76 | ↓ -87% |
| Primewest | Medicaid Managed Care | $490.49 | ↓ -87% |
| Security Health Plan | Commercial | $500.50 | ↓ -87% |
| Sanford Health Plan | SD Exchange True | $718.35 | ↓ -82% |
| Sanford Health Plan | Group Health/True | $718.35 | ↓ -82% |
| Health Partners | Commercial | $737.10 | ↓ -81% |
| United Healthcare | Commercial + Top 20 | $759.85 | ↓ -80% |
| Aetna | Commercial | $790.79 | ↓ -80% |
| Ucare | Commercial | $799.53 | ↓ -79% |
| Medica | Choice | $799.89 | ↓ -79% |
| Multiplan | Commercial | $819.00 | ↓ -79% |
| Cigna | Commercial | $819.00 | ↓ -79% |
| First Choice Health Network | Commercial | $819.00 | ↓ -79% |
| Healthez | Commercial | $819.00 | ↓ -79% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $841.93 | ↓ -78% |
| Sanford Health Plan | SD Exchange Commercial | $845.12 | ↓ -78% |
| Sanford Health Plan | Commercial/ND Pers | $845.12 | ↓ -78% |
| Medica | Elect | $855.40 | ↓ -78% |
| Ucare | Medicaid Managed Care | $1,389.33 | ↓ -64% |
Visitor-reported prices
Comments
Trauma partial team response w/critical care services level 4 at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $2,500.80 | $756.80 – $2,813.40 |
| Sanford Westbrook Hospital | Westbrook | $2,565.60 | $776.41 – $2,886.30 |
| Sanford Wheaton | Wheaton | $1,572.80 | $475.97 – $1,769.40 |
| Sanford Luverne Medical Center | Luverne | $1,520.80 | $460.23 – $1,710.90 |
| Sanford Bemidji Medical Center | Bemidji | $3,883.20 | $414.69 – $1,363.49 |
| Sanford Worthington Medical Center | Worthington | $1,567.20 | $759.50 – $1,763.10 |
| Sanford Tracy Hospital | Tracy | $2,565.60 | $776.41 – $2,886.30 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $2,640.00 | $1,133.55 – $2,970.00 |