Ortho hnd metcrpl fx prefb w/fit&adj at Sanford Bagley Medical Center
203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255
$167.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$209.12
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.63 with Blue Cross Blue Shield of Minnesota vs $196.57 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $50.63 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $95.36 | ↓ -43% |
| Ucare | Medicare Replacement | $102.47 | ↓ -39% |
| Health Partners | Medicare Replacement | $103.31 | ↓ -38% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $103.31 | ↓ -38% |
| United Healthcare | Medicare Replacement | $103.31 | ↓ -38% |
| Great Plains Medicare Advantage | Medicare Replacement | $103.31 | ↓ -38% |
| Primewest | Medicare Replacement | $105.40 | ↓ -37% |
| Aetna | Medicare Replacement | $112.09 | ↓ -33% |
| Primewest | Medicaid Managed Care | $112.72 | ↓ -33% |
| Security Health Plan | Commercial | $115.02 | ↓ -31% |
| Sanford Health Plan | SD Exchange True | $165.08 | ↓ -1% |
| Sanford Health Plan | Group Health/True | $165.08 | ↓ -1% |
| Health Partners | Commercial | $169.39 | ↑ +1% |
| United Healthcare | Commercial + Top 20 | $174.62 | ↑ +4% |
| Aetna | Commercial | $181.73 | ↑ +9% |
| Ucare | Commercial | $183.73 | ↑ +10% |
| Medica | Choice | $183.82 | ↑ +10% |
| Multiplan | Commercial | $188.21 | ↑ +12% |
| Cigna | Commercial | $188.21 | ↑ +12% |
| First Choice Health Network | Commercial | $188.21 | ↑ +12% |
| Healthez | Commercial | $188.21 | ↑ +12% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $193.48 | ↑ +16% |
| Sanford Health Plan | SD Exchange Commercial | $194.21 | ↑ +16% |
| Sanford Health Plan | Commercial/ND Pers | $194.21 | ↑ +16% |
| Medica | Elect | $196.57 | ↑ +17% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Ortho hnd metcrpl fx prefb w/fit&adj at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bemidji Medical Center | Bemidji | $167.30 | $95.30 – $188.21 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $178.13 | $45.91 – $147.50 |
| Owatonna Hospital | Owatonna | $207.82 | $65.94 – $273.83 |
| Abbott Northwestern Hospital | MN 55407 | $178.13 | $45.91 – $147.50 |
| Allina Health Faribault Medical Center | Faribualt | $207.82 | $65.94 – $273.83 |
| New Ulm Medical Center | MN 56073 | $152.04 | $68.80 – $222.03 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $178.13 | $45.91 – $147.50 |
| Buffalo Hospital | Buffalo | $207.82 | $65.94 – $273.83 |