Ghs simple repair 5.1 - 7.5 cm - 12014 at Sanford Bagley Medical Center

203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$565.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$707.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.16 with Blue Cross Blue Shield of Minnesota vs $664.58 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $171.16 ↓ -70%
Ucare Medicaid Managed Care $208.64 ↓ -63%
Sanford Health Plan Align Medicare Replacement $322.39 ↓ -43%
Ucare Medicare Replacement $346.43 ↓ -39%
United Healthcare Medicare Replacement $349.26 ↓ -38%
Blue Cross Blue Shield of Minnesota Medicare Replacement $349.26 ↓ -38%
Health Partners Medicare Replacement $349.26 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $349.26 ↓ -38%
Primewest Medicare Replacement $356.33 ↓ -37%
Aetna Medicare Replacement $378.95 ↓ -33%
Primewest Medicaid Managed Care $381.07 ↓ -33%
Security Health Plan Commercial $388.85 ↓ -31%
Sanford Health Plan SD Exchange True $558.11 ↓ -1%
Sanford Health Plan Group Health/True $558.11 ↓ -1%
Health Partners Commercial $572.67 ↑ +1%
United Healthcare Commercial + Top 20 $590.35 ↑ +4%
Aetna Commercial $614.38 ↑ +9%
Ucare Commercial $621.17 ↑ +10%
Medica Choice $621.45 ↑ +10%
Healthez Commercial $636.30 ↑ +13%
Cigna Commercial $636.30 ↑ +13%
Multiplan Commercial $636.30 ↑ +13%
First Choice Health Network Commercial $636.30 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $654.12 ↑ +16%
Sanford Health Plan SD Exchange Commercial $656.59 ↑ +16%
Sanford Health Plan Commercial/ND Pers $656.59 ↑ +16%
Medica Elect $664.58 ↑ +18%

Visitor-reported prices

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Ghs simple repair 5.1 - 7.5 cm - 12014 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $584.00 $176.73 – $657.00
Sanford Westbrook Hospital Westbrook $448.00 $135.58 – $504.00
Sanford Wheaton Wheaton $365.60 $110.64 – $411.30
Sanford Luverne Medical Center Luverne $385.60 $116.69 – $433.80
Sanford Bemidji Medical Center Bemidji $565.60 $144.42 – $636.30
Sanford Worthington Medical Center Worthington $404.80 $147.55 – $455.40
Sanford Tracy Hospital Tracy $448.00 $135.58 – $504.00
Sanford Thief River Falls Medical Center Thief River Falls $569.60 $208.64 – $640.80

All Minnesota hospitals for this procedure →