Debride nail1-5 11720 at Sanford Bagley Medical Center

203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$172.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$216.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.29 with Blue Cross Blue Shield of Minnesota vs $203.04 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $52.29 ↓ -70%
Ucare Medicaid Managed Care $62.37 ↓ -64%
Sanford Health Plan Align Medicare Replacement $98.50 ↓ -43%
Ucare Medicare Replacement $105.84 ↓ -39%
United Healthcare Medicare Replacement $106.70 ↓ -38%
Blue Cross Blue Shield of Minnesota Medicare Replacement $106.70 ↓ -38%
Health Partners Medicare Replacement $106.70 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $106.70 ↓ -38%
Primewest Medicare Replacement $108.86 ↓ -37%
Aetna Medicare Replacement $115.78 ↓ -33%
Primewest Medicaid Managed Care $116.42 ↓ -33%
Security Health Plan Commercial $118.80 ↓ -31%
Sanford Health Plan SD Exchange True $170.51 ↓ -1%
Sanford Health Plan Group Health/True $170.51 ↓ -1%
Health Partners Commercial $174.96 ↑ +1%
United Healthcare Commercial + Top 20 $180.36 ↑ +4%
Aetna Commercial $187.70 ↑ +9%
Ucare Commercial $189.78 ↑ +10%
Medica Choice $189.86 ↑ +10%
Healthez Commercial $194.40 ↑ +13%
Cigna Commercial $194.40 ↑ +13%
Multiplan Commercial $194.40 ↑ +13%
First Choice Health Network Commercial $194.40 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $199.84 ↑ +16%
Sanford Health Plan SD Exchange Commercial $200.60 ↑ +16%
Sanford Health Plan Commercial/ND Pers $200.60 ↑ +16%
Medica Elect $203.04 ↑ +18%

Visitor-reported prices

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Debride nail1-5 11720 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $140.00 $42.37 – $157.50
Sanford Westbrook Hospital Westbrook $148.80 $45.03 – $167.40
Sanford Wheaton Wheaton $136.80 $41.40 – $153.90
Sanford Bemidji Medical Center Bemidji $172.80 $44.13 – $194.40
Sanford Worthington Medical Center Worthington $112.00 $45.08 – $126.00
Sanford Tracy Hospital Tracy $148.80 $45.03 – $167.40
United Hospital MN | 1175 Nininger Road. Hastings $175.58 $54.09 – $275.44
Owatonna Hospital Owatonna $50.79 $56.21 – $347.06

All Minnesota hospitals for this procedure →