Bls-emergency at Sanford Bagley Medical Center

203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$1,725.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$335.79 with Blue Cross Blue Shield of Minnesota vs $1,303.78 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $335.79 ↓ -81%
Sanford Health Plan Align Medicare Replacement $632.47 ↓ -63%
Ucare Medicare Replacement $679.63 ↓ -61%
United Healthcare Medicare Replacement $685.18 ↓ -60%
Great Plains Medicare Advantage Medicare Replacement $685.18 ↓ -60%
Blue Cross Blue Shield of Minnesota Medicare Replacement $685.18 ↓ -60%
Health Partners Medicare Replacement $685.18 ↓ -60%
Primewest Medicare Replacement $699.05 ↓ -59%
Aetna Medicare Replacement $743.43 ↓ -57%
Primewest Medicaid Managed Care $747.59 ↓ -57%
Security Health Plan Commercial $762.85 ↓ -56%
Sanford Health Plan SD Exchange True $1,094.90 ↓ -37%
Sanford Health Plan Group Health/True $1,094.90 ↓ -37%
Health Partners Commercial $1,123.47 ↓ -35%
United Healthcare Commercial + Top 20 $1,158.15 ↓ -33%
Aetna Commercial $1,205.30 ↓ -30%
Ucare Commercial $1,218.62 ↓ -29%
Medica Choice $1,219.17 ↓ -29%
Cigna Commercial $1,248.30 ↓ -28%
Healthez Commercial $1,248.30 ↓ -28%
First Choice Health Network Commercial $1,248.30 ↓ -28%
Multiplan Commercial $1,248.30 ↓ -28%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,283.25 ↓ -26%
Sanford Health Plan Commercial/ND Pers $1,288.11 ↓ -25%
Sanford Health Plan SD Exchange Commercial $1,288.11 ↓ -25%
Medica Elect $1,303.78 ↓ -24%
Ucare Medicaid Managed Care not published by hospital

Visitor-reported prices

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Bls-emergency at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $1,308.00 $395.83 – $1,471.50
Sanford Wheaton Wheaton $971.20 $293.91 – $1,092.60
Sanford Luverne Medical Center Luverne $1,088.00 $329.26 – $1,224.00
Sanford Worthington Medical Center Worthington $1,088.00 $527.27 – $1,224.00

All Minnesota hospitals for this procedure →