Als1-emergency at Sanford Bagley Medical Center
203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255
$1,857.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,322.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$425.61 with Blue Cross Blue Shield of Minnesota vs $1,652.52 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $425.61 | ↓ -77% |
| Sanford Health Plan Align | Medicare Replacement | $801.65 | ↓ -57% |
| Ucare | Medicare Replacement | $861.42 | ↓ -54% |
| United Healthcare | Medicare Replacement | $868.45 | ↓ -53% |
| Great Plains Medicare Advantage | Medicare Replacement | $868.45 | ↓ -53% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $868.45 | ↓ -53% |
| Health Partners | Medicare Replacement | $868.45 | ↓ -53% |
| Primewest | Medicare Replacement | $886.03 | ↓ -52% |
| Aetna | Medicare Replacement | $942.29 | ↓ -49% |
| Primewest | Medicaid Managed Care | $947.56 | ↓ -49% |
| Security Health Plan | Commercial | $966.90 | ↓ -48% |
| Sanford Health Plan | SD Exchange True | $1,387.77 | ↓ -25% |
| Sanford Health Plan | Group Health/True | $1,387.77 | ↓ -25% |
| Health Partners | Commercial | $1,423.98 | ↓ -23% |
| United Healthcare | Commercial + Top 20 | $1,467.93 | ↓ -21% |
| Aetna | Commercial | $1,527.70 | ↓ -18% |
| Ucare | Commercial | $1,544.58 | ↓ -17% |
| Medica | Choice | $1,545.28 | ↓ -17% |
| Cigna | Commercial | $1,582.20 | ↓ -15% |
| Healthez | Commercial | $1,582.20 | ↓ -15% |
| First Choice Health Network | Commercial | $1,582.20 | ↓ -15% |
| Multiplan | Commercial | $1,582.20 | ↓ -15% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,626.50 | ↓ -12% |
| Sanford Health Plan | Commercial/ND Pers | $1,632.65 | ↓ -12% |
| Sanford Health Plan | SD Exchange Commercial | $1,632.65 | ↓ -12% |
| Medica | Elect | $1,652.52 | ↓ -11% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Als1-emergency at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $1,666.40 | $504.29 – $1,874.70 |
| Sanford Wheaton | Wheaton | $1,532.80 | $463.86 – $1,724.40 |
| Sanford Luverne Medical Center | Luverne | $1,500.80 | $454.18 – $1,688.40 |
| Sanford Worthington Medical Center | Worthington | $1,500.80 | $727.33 – $1,688.40 |