Acute venous thrombus image at Sanford Bagley Medical Center

203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$1,370.75 with Ucare vs $1,370.75 with Ucare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Ucare Medicaid Managed Care $1,370.75 —

Visitor-reported prices

visitor-reported
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Acute venous thrombus image at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $683.38 $316.50 – $1,541.85
Owatonna Hospital Owatonna $1,114.68 $454.57 – $1,468.78
Abbott Northwestern Hospital MN 55407 $683.38 $316.50 – $3,268.25
Allina Health Faribault Medical Center Faribualt $1,114.68 $454.57 – $1,468.78
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $683.38 $316.50 – $1,541.85
Buffalo Hospital Buffalo $1,114.68 $454.57 – $1,468.78
Cambridge Medical Center Cambridge $1,114.68 $454.57 – $1,468.78
River Falls Area Hospital River Falls $1,114.68 $465.86 – $1,866.90

All Minnesota hospitals for this procedure →