5% dextrose and 0.45% saline at Sanford Bagley Medical Center

203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$14.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$17.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$4.09 with Blue Cross Blue Shield of Minnesota vs $15.87 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $4.09 ↓ -71%
Sanford Health Plan Align Medicare Replacement $7.70 ↓ -45%
Ucare Medicare Replacement $8.27 ↓ -41%
United Healthcare Medicare Replacement $8.34 ↓ -40%
Great Plains Medicare Advantage Medicare Replacement $8.34 ↓ -40%
Blue Cross Blue Shield of Minnesota Medicare Replacement $8.34 ↓ -40%
Health Partners Medicare Replacement $8.34 ↓ -40%
Primewest Medicare Replacement $8.51 ↓ -39%
Aetna Medicare Replacement $9.05 ↓ -35%
Primewest Medicaid Managed Care $9.10 ↓ -35%
Security Health Plan Commercial $9.28 ↓ -34%
Sanford Health Plan SD Exchange True $13.33 ↓ -5%
Sanford Health Plan Group Health/True $13.33 ↓ -5%
Health Partners Commercial $13.67 ↓ -2%
United Healthcare Commercial + Top 20 $14.09 ↑ +1%
Aetna Commercial $14.67 ↑ +5%
Ucare Commercial $14.83 ↑ +6%
Medica Choice $14.84 ↑ +6%
Cigna Commercial $15.19 ↑ +9%
Healthez Commercial $15.19 ↑ +9%
First Choice Health Network Commercial $15.19 ↑ +9%
Multiplan Commercial $15.19 ↑ +9%
Blue Cross Blue Shield of Minnesota Commercial/Federal $15.62 ↑ +12%
Sanford Health Plan Commercial/ND Pers $15.68 ↑ +12%
Sanford Health Plan SD Exchange Commercial $15.68 ↑ +12%
Medica Elect $15.87 ↑ +13%
Ucare Medicaid Managed Care not published by hospital

Visitor-reported prices

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5% dextrose and 0.45% saline at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $86.40 $26.15 – $97.20
Sanford Westbrook Hospital Westbrook $80.00 $24.21 – $90.00
Sanford Wheaton Wheaton $40.00 $12.11 – $45.00
Sanford Luverne Medical Center Luverne $70.79 $21.42 – $79.63
Sanford Bemidji Medical Center Bemidji $14.00 $7.97 – $15.75
Sanford Worthington Medical Center Worthington $75.59 $8.02 – $85.03
Sanford Tracy Hospital Tracy $80.00 $24.21 – $90.00

All Minnesota hospitals for this procedure →