Ortho hnd/fngr w/jnt cstm w/fit&adj at Henry Ford Wyandotte Hospital:

2333 Biddie Avenue, Wyandotte, MI · Henry Ford Health · · NPI 1992725352

Source: hospital's published price file ↗ · Published Jun 28, 2026 · Ingested Aug 13, 2026

$495.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$330.54 with Humana Military vs $1,029.91 with Priority Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Military Tricare $330.54 ↓ -33%
Pace SE MI Medicare Advantage $341.32 ↓ -31%
WellCare Wellcare Meridian Dual Align (HMO D-SNP) $359.28 ↓ -28%
WellCare Medicare Advantage $359.28 ↓ -28%
United Healthcare VACCN $359.28 ↓ -28%
Blue Cross BCN Advantage $359.28 ↓ -28%
Trinity Health Plan Medicare Advantage $359.28 ↓ -28%
McLaren Medicare Advantage $359.28 ↓ -28%
HAP HAP Dual Products $359.28 ↓ -28%
Priority Health Medicare Advantage $359.28 ↓ -28%
Priority Health Dual Premier_HIDE-SNP $359.28 ↓ -28%
HAP Medicare Advantage $359.28 ↓ -28%
Molina Dual MI Coordinated Health $359.28 ↓ -28%
Blue Cross Medicare Plus Blue $359.28 ↓ -28%
Aetna Medicare Advantage $359.28 ↓ -28%
Humana Medicare Advantage $362.87 ↓ -27%
HAP HAP HMO_AHL_Fully Insured $391.99 ↓ -21%
Aetna Dual Products $395.21 ↓ -20%
HAP Henry Ford Select -HPN commercial $431.14 ↓ -13%
Vitalcore All Products $467.06 ↓ -6%
Meridian Ambetter From Meridian $485.03 ↓ -2%
HAP Self-Funded $569.41 ↑ +15%
Blue Cross BCN Commercial $715.19 ↑ +44%
Blue Cross BCBSM Commercial $715.19 ↑ +44%
BCN HMO $715.19 ↑ +44%
Blue Cross BCBSM GM Connected Care $977.96 ↑ +97%
Priority Health Commercial $1,029.91 ↑ +108%

Visitor-reported prices

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Ortho hnd/fngr w/jnt cstm w/fit&adj at other Michigan hospitals

Hospital City Cash price Negotiated range
Henry Ford Hospital Detroit MI 48202 | 19401 Hubbard Dr. $495.81 $330.54 – $1,422.10
Henry Ford West Bloomfield Hospital West Bloomfield $495.81 $330.54 – $710.22
Henry Ford Macomb Hospital Clinton Twp $495.81 $330.54 – $618.99
OSF St Francis Hospital Escanaba $235.20 not published
Corewell Health Lakeland St. Joseph St Joseph not published $359.28 – $538.92
Corewell Health Butterworth Hospital Grand Rapids not published $359.28 – $646.70
Corewell Health Blodgett Hospital East Grand Rapids not published $359.28 – $646.70
Corewell Health Gross Pointe Grosse Pointe not published $240.47 – $485.03

All Michigan hospitals for this procedure →