Sodium chloride 0.9 % IV bolus at Henry Ford West Bloomfield Hospital
6777 W Maple Road, West Bloomfield, MI · Henry Ford Health · · NPI 1407867559
$0.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.38 with Molina vs $3.16 with Cofinity — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicaid HMO | $0.38 | ↓ -59% |
| Humana Military | Tricare | $0.60 | ↓ -35% |
| WellCare | Medicare Advantage | $0.63 | ↓ -32% |
| Priority Health | Commercial | $0.65 | ↓ -29% |
| HAP | HAP HMO_AHL_Fully Insured | $0.97 | ↑ +5% |
| United Healthcare | UHC Commercial | $1.09 | ↑ +18% |
| Blue Cross | BCN Commercial | $1.42 | ↑ +54% |
| BCN | HMO | $1.42 | ↑ +54% |
| Blue Cross | BCBSM Commercial | $1.42 | ↑ +54% |
| HAP | Self-Funded | $1.48 | ↑ +61% |
| Aetna | Commercial | $1.78 | ↑ +93% |
| Blue Cross | BCBSM GM Connected Care | $1.79 | ↑ +95% |
| Cofinity | Commercial | $3.16 | ↑ +243% |
Visitor-reported prices
Comments
Sodium chloride 0.9 % IV bolus at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Henry Ford Rochester Hospital | Rochester | $21.19 | $0.99 – $1.48 |
| Corewell Health Gerber | Fremont | not published | $0.74 – $0.74 |
| Corewell Health Blodgett Hospital | East Grand Rapids | not published | $0.74 – $0.74 |
| Corewell Health Pennock | Hastings | not published | $0.74 – $0.74 |
| Corewell Health Greenville | Greenville | not published | $0.74 – $0.74 |
| Corewell Health Big Rapids | Big Rapids | not published | $0.74 – $0.74 |
| Corewell Health Butterworth Hospital | Grand Rapids | not published | $0.74 – $0.74 |
| Corewell Health Reed City | Po Box 75 | not published | $0.74 – $0.74 |