Culture of specimen by kit at Henry Ford West Bloomfield Hospital
6777 W Maple Road, West Bloomfield, MI · Henry Ford Health · · NPI 1407867559
$37.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.92 with HAP vs $95.18 with Priority Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HAP | HAP HMO_AHL_Fully Insured | $9.92 | ↓ -73% |
| Cofinity | Commercial | $13.00 | ↓ -65% |
| McLaren | Medicaid HMO | $14.16 | ↓ -62% |
| HAP | HAP Caresource Medicaid | $14.16 | ↓ -62% |
| Priority Health | Medicaid HMO | $14.16 | ↓ -62% |
| Meridian | Medicaid HMO | $14.16 | ↓ -62% |
| HAP | Self-Funded | $14.41 | ↓ -61% |
| Aetna Better Health | Medicaid HMO | $14.44 | ↓ -61% |
| Molina | Medicaid HMO | $15.29 | ↓ -59% |
| Humana Military | Tricare | $22.09 | ↓ -41% |
| Pace SE MI | Medicare Advantage | $25.72 | ↓ -31% |
| WellCare | Medicare Advantage | $27.07 | ↓ -28% |
| Blue Cross | BCN Advantage | $27.07 | ↓ -28% |
| HAP | Medicare Advantage | $27.07 | ↓ -28% |
| HAP | HAP Dual Products | $27.07 | ↓ -28% |
| McLaren | Medicare Advantage | $27.07 | ↓ -28% |
| United Healthcare | VACCN | $27.07 | ↓ -28% |
| WellCare | Wellcare Meridian Dual Align (HMO D-SNP) | $27.07 | ↓ -28% |
| Blue Cross | Medicare Plus Blue | $27.07 | ↓ -28% |
| Aetna | Medicare Advantage | $27.07 | ↓ -28% |
| Priority Health | Dual Premier_HIDE-SNP | $27.07 | ↓ -28% |
| Priority Health | Medicare Advantage | $27.07 | ↓ -28% |
| Trinity Health Plan | Medicare Advantage | $27.07 | ↓ -28% |
| Molina | Dual MI Coordinated Health | $27.07 | ↓ -28% |
| Humana | Medicare Advantage | $27.34 | ↓ -27% |
| Aetna | Dual Products | $29.78 | ↓ -20% |
| Blue Cross | BCBSM GM Connected Care | $29.88 | ↓ -20% |
| Blue Cross | BCBSM Commercial | $30.86 | ↓ -17% |
| BCN | HMO | $30.86 | ↓ -17% |
| Blue Cross | BCN Commercial | $30.86 | ↓ -17% |
| HAP | Henry Ford Select -HPN commercial | $32.48 | ↓ -13% |
| United Healthcare | UHC Commercial | $32.48 | ↓ -13% |
| Meridian | Ambetter From Meridian | $36.54 | ↓ -2% |
| United Healthcare | Baseline Benefit Plan | $38.98 | ↑ +4% |
| Nomi | All Products | $44.12 | ↑ +18% |
| Aetna | Commercial | $47.26 | ↑ +26% |
| Priority Health | Commercial | $95.18 | ↑ +155% |
Visitor-reported prices
Comments
Culture of specimen by kit at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Henry Ford Hospital | Detroit MI 48202 | 19401 Hubbard Dr. | $37.36 | $10.75 – $52.79 |
| Henry Ford Wyandotte Hospital: | Wyandotte | $37.36 | $9.92 – $44.12 |
| Henry Ford Macomb Hospital | Clinton Twp | $37.36 | $9.92 – $44.12 |
| Corewell Health Big Rapids | Big Rapids | not published | $24.36 – $48.73 |
| Corewell Health Gerber | Fremont | not published | $25.72 – $25.72 |
| Corewell Health Lakeland Watervliet | Watervliet | not published | $27.07 – $40.61 |
| Corewell Health Lakeland St. Joseph | St Joseph | not published | $20.71 – $40.61 |
| Corewell Health Butterworth Hospital | Grand Rapids | not published | $11.89 – $48.73 |