healthcosts.net
Urine Culture Test at Corewell Health Lakeland St. Joseph
1234 Napier Avenue, St Joseph, MI · Corewell Health · · NPI 1134220031
$83.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$83.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.07 with Aetna vs $45.50 with Priority Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $8.07 | ↓ -90% |
| Ambetter Health | Exchange | $12.10 | ↓ -85% |
| Priority Health | Hmo/Ppo | $45.50 | ↓ -45% |
Visitor-reported prices
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Urine Culture Test at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Corewell Health Butterworth Hospital | Grand Rapids | $55.00 | $7.67 – $18.70 |
| Corewell Health Blodgett Hospital | East Grand Rapids | $55.00 | $7.67 – $18.70 |
| Corewell Health Reed City | Po Box 75 | $55.00 | $7.67 – $7.67 |
| Corewell Health Greenville | Greenville | $55.00 | $7.67 – $14.53 |
| Corewell Health Zeeland | Zeeland | $55.00 | $7.26 – $14.53 |
| Corewell Health Gross Pointe | Grosse Pointe | $63.00 | $7.39 – $15.18 |
| Corewell Health Big Rapids | Big Rapids | $55.00 | $7.26 – $14.53 |
| Corewell Health Gerber | Fremont | $55.00 | $7.67 – $7.67 |