ER Visit (level 3) at Corewell Health Royal Oak
3601 W Thirteen Mile Rd, Royal Oak, MI · Corewell Health · · NPI 1689653305
$1,316.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,316.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$85.00 with Health Alliance Plan vs $367.19 with Longevity Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Alliance Plan | Exchange | $85.00 | ↓ -94% |
| Health Alliance Plan | HMO | $85.00 | ↓ -94% |
| Health Alliance Plan | AHLIC PPO | $85.00 | ↓ -94% |
| BCBS | All Commercial Plans | $142.30 | ↓ -89% |
| BCBS | Exchange | $142.30 | ↓ -89% |
| Amerihealth | Three Rivers Medicare Managed Care Plan | $252.96 | ↓ -81% |
| Aetna | Medicare Managed Care Plan | $272.00 | ↓ -79% |
| Priority Health | Cigna Other Commercial Plan | $281.29 | ↓ -79% |
| Priority Health | Exchange | $281.29 | ↓ -79% |
| Priority Health | HMO/PPO | $281.29 | ↓ -79% |
| Zing | Medicare Managed Care Plan | $296.48 | ↓ -77% |
| Align Senior Care | Medicare Managed Care Plan | $353.59 | ↓ -73% |
| Longevity Health | Plan of Michigan Medicare Managed Care Plan | $367.19 | ↓ -72% |
Visitor-reported prices
Comments
ER Visit (level 3) at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Corewell Health Lakeland Watervliet | Watervliet | $1,014.00 | $274.94 – $412.41 |
| Corewell Health Lakeland St. Joseph | St Joseph | $1,014.00 | $272.00 – $523.19 |
| Henry Ford Hospital | Detroit MI 48202 | 19401 Hubbard Dr. | $375.36 | $44.30 – $852.99 |
| Henry Ford West Bloomfield Hospital | West Bloomfield | $375.36 | $44.30 – $715.56 |
| Henry Ford Wyandotte Hospital: | Wyandotte | $375.36 | $44.30 – $715.56 |
| Henry Ford Macomb Hospital | Clinton Twp | $375.36 | $44.30 – $755.08 |
| Henry Ford Providence Novi Hospital | Novi | $711.76 | $69.18 – $483.88 |
| Henry Ford St John Hospital | Detroit | $568.96 | $69.18 – $740.00 |