Bld prd mix at Henry Ford Rochester Hospital

1101 W. University Dr, Rochester, MI · Henry Ford Health · · NPI 1437176203

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$15.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.75 with BLUE CROSS BLUE SHIELD HPN 20250701 vs $319.01 with MVA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD HPN 20250701 1111_BLUE CROSS BLUE SHIELD HPN 20250701 $14.75 ↓ -8%
BLUE CROSS TRAD 1114_BLUE CROSS BLUE SHIELD TRAD 20250701 $15.83 ↓ -1%
BLUE CROSS PPO 1113_BLUE CROSS BLUE SHIELD PPO 20250701 $15.83 ↓ -1%
BLUE CARE NETWORK 1112_BLUE CROSS BLUE SHIELD BCN 20250701 $15.83 ↓ -1%
HAP 1064_HEALTH ALLIANCE PLAN 20241001 $20.32 ↑ +27%
AETNA 1063_AETNA COMMERCIAL 20241001 $36.61 ↑ +129%
TOTAL HEALTH CARE HMO 1129_MEDICAID REPLACEMENT TOTAL HEALTH CARE HMO OUTPATIENT 20250701 $90.67 ↑ +467%
MEDICAID 1130_MI MEDICAID OUTPATIENT 20250701 $90.67 ↑ +467%
MOLINA MEDICAID 1128_MEDICAID REPLACEMENT MOLINA OUTPATIENT 20250701 $90.67 ↑ +467%
MEDICAID REPLACEMENT 1132_MICHIGAN MEDICAID REPLACEMENT OUTPATIENT 20250701 $90.67 ↑ +467%
BLUECAID 1131_MICHIGAN MEDICAID REPLACEMENT BLUECAID OUTPATIENT 20250701 $90.67 ↑ +467%
SMARTHEALTH 1090_SMART HEALTH OUTPATIENT 20250101 $149.43 ↑ +835%
SMARTHEALTH 1134_SMART HEALTH INPATIENT 20251001 $149.43 ↑ +835%
PRIORITY HEALTH ADVANTAGE (MCR) 1140_MEDICARE ADVANTAGE PRIORITY HEALTH INPATIENT 20251001 $167.90 ↑ +951%
HUMANA 469_HUMANA OUTPATIENT 20200101 $167.90 ↑ +951%
HAP SENIOR PLUS 1083_MEDICARE ADVANTAGE HAP SENIOR PLUS OUTPATIENT 20250101 $167.90 ↑ +951%
MEDICARE ADVANTAGE 1086_MEDICARE ADVANTAGE OUTPATIENT 20250101 $167.90 ↑ +951%
MEDICARE ADVANTAGE 1139_MEDICARE ADVANTAGE INPATIENT 20251001 $167.90 ↑ +951%
MEDICARE PLUS BLUE 1087_MEDICARE ADVANTAGE PLUS BLUE OUTPATIENT 20250101 $167.90 ↑ +951%
MEDICARE PLUS BLUE 1142_MEDICARE ADVANTAGE PLUS BLUE INPATIENT 20251001 $167.90 ↑ +951%
PRIORITY HEALTH ADVANTAGE (MCR) 1088_MEDICARE ADVANTAGE PRIORITY HEALTH OUTPATIENT 20250101 $167.90 ↑ +951%
BLUE CROSS ADV 1082_MEDICARE ADVANTAGE BLUE CROSS NETWORK OUTPATIENT 20250101 $167.90 ↑ +951%
BLUE CROSS ADV 1135_MEDICARE ADVANTAGE BLUE CROSS NETWORK INPATIENT 20251001 $167.90 ↑ +951%
HUMANA MEDICARE ADVANTAGE 1137_MEDICARE ADVANTAGE HUMANA CHOICECARE INPATIENT 20251001 $167.90 ↑ +951%
HUMANA MEDICARE ADVANTAGE 1084_MEDICARE ADVANTAGE HUMANA CHOICECARE OUTPATIENT 20250101 $167.90 ↑ +951%
MOLINA MEDICARE 1085_MEDICARE ADVANTAGE MOLINA OUTPATIENT 20250101 $176.30 ↑ +1003%
- NONE - 985_ZING HEALTH MEDICARE ADVANTAGE OUTPATIENT 20231013 $176.30 ↑ +1003%
MOLINA MEDICARE 1141_MEDICARE ADVANTAGE MOLINA INPATIENT 20251001 $176.30 ↑ +1003%
MERIDIAN HEALTH PLAN 1143_MERIDIAN AMBETTER INPATIENT 20251001 $209.88 ↑ +1213%
MERIDIAN HEALTH PLAN 1089_MERIDIAN AMBETTER OUTPATIENT 20250101 $209.88 ↑ +1213%
MVA 1133_MEDICARE ADVANTAGE MVA AUTO INPATIENT 20251001 $319.01 ↑ +1896%
MVA 1075_MEDICARE ADVANTAGE MVA AUTO OUTPATIENT 20250101 $319.01 ↑ +1896%

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Bld prd mix at other Michigan hospitals

Hospital City Cash price Negotiated range
Henry Ford Hospital Detroit MI 48202 | 19401 Hubbard Dr. $234.27 $13.53 – $390.45
Henry Ford West Bloomfield Hospital West Bloomfield $234.27 $13.53 – $390.45
Henry Ford Wyandotte Hospital: Wyandotte $234.27 $13.53 – $390.45
Henry Ford Macomb Hospital Clinton Twp $234.27 $13.53 – $390.45
Henry Ford Providence Novi Hospital Novi $72.80 $7.97 – $231.70
Henry Ford St John Hospital Detroit $17.92 $9.19 – $319.01
Henry Ford Genesys Hospital Grand Blanc Twp $68.88 $8.36 – $364.62
Henry Ford River District Hospital China Township $20.72 $19.04 – $319.01

All Michigan hospitals for this procedure →