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Lower Back (Lumbar Spine) MRI (without contrast) at Corewell Health Reed City
300 N Patterson, Po Box 75, MI · Corewell Health · · NPI 1437259843
$1,902.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,902.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$402.31 with Priority Health vs $593.15 with Priority Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Priority Health | Narrow Network Exchange | $402.31 | ↓ -79% |
| Priority Health | Tiered Network Hmo/Ppo | $442.80 | ↓ -77% |
| Priority Health | Core Network Hmo/Ppo | $515.78 | ↓ -73% |
| Priority Health | Cigna Hmo/Ppo | $593.15 | ↓ -69% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (without contrast) at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Corewell Health Butterworth Hospital | Grand Rapids | $1,830.00 | $237.74 – $427.94 |
| Corewell Health Blodgett Hospital | East Grand Rapids | $1,830.00 | $237.74 – $427.94 |
| Corewell Health Greenville | Greenville | $1,902.00 | $237.74 – $427.94 |
| Corewell Health Zeeland | Zeeland | $1,902.00 | $237.74 – $427.94 |
| Corewell Health Taylor | Taylor | $3,780.00 | $221.20 – $852.34 |
| Corewell Health Gross Pointe | Grosse Pointe | $3,780.00 | $221.20 – $852.34 |
| Corewell Health Big Rapids | Big Rapids | $1,902.00 | $237.74 – $427.94 |
| Corewell Health Lakeland Watervliet | Watervliet | $2,822.00 | $240.32 – $360.48 |