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Cholesterol (Lipid) Test at Corewell Health Pennock
1009 W Green St, Hastings, MI · Corewell Health · · NPI 1932695525
$48.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$48.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.72 with Aetna vs $26.84 with Priority Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Existing Business All Commercial Plans | $12.72 | ↓ -74% |
| Cofinity | All Commercial Plans | $12.72 | ↓ -74% |
| Priority Health | Narrow Network Exchange | $18.21 | ↓ -62% |
| Priority Health | Tiered Network Hmo/Ppo | $20.04 | ↓ -58% |
| Priority Health | Core Network Hmo/Ppo | $23.34 | ↓ -51% |
| Priority Health | Cigna Hmo/Ppo | $26.84 | ↓ -44% |
Visitor-reported prices
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Cholesterol (Lipid) Test at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Corewell Health Big Rapids | Big Rapids | $48.00 | $12.05 – $24.10 |
| Corewell Health Gerber | Fremont | $48.00 | $12.72 – $18.21 |
| Corewell Health Reed City | Po Box 75 | $48.00 | $12.72 – $18.21 |
| Corewell Health Greenville | Greenville | $48.00 | $12.72 – $24.10 |
| Corewell Health Zeeland | Zeeland | $48.00 | $12.05 – $24.10 |
| Corewell Health Gross Pointe | Grosse Pointe | $63.00 | $12.45 – $22.44 |
| Corewell Health Trenton | Trenton | $63.00 | $12.45 – $20.44 |
| Corewell Health Troy | Troy | $63.00 | $12.45 – $23.08 |