Ins mark thor for right perq at Henry Ford St John Hospital

22101 Moross Rd, Detroit, MI · Henry Ford Health · · NPI 1023088168

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$540.10 with MERIDIAN HEALTH PLAN vs $824.14 with BLUE CARE NETWORK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MERIDIAN HEALTH PLAN 1945_MEDICAID REPLACEMENT MERIDIAN HEALTH OUTPATIENT 20220101 $540.10
BLUE CROSS PPO 2059_SJMC BLUE CROSS BLUE SHIELD PPO 20220401 $824.14
BLUE CROSS TRADITIONAL 2058_SJMC BLUE CROSS BLUE SHIELD OF MICHIGAN TRADITIONAL 20220401 $824.14
BLUE CARE NETWORK 2054_SJMC BLUE CROSS BLUE SHIELD BCN 20220401 $824.14
PHCS POS 1311_PHCS POS 20201001 not published by hospital
PHCS PPO 1457_PHCS PPO 20201001 not published by hospital
PPOM 934_PPOM 20191001 not published by hospital

Visitor-reported prices

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Ins mark thor for right perq at other Michigan hospitals

Hospital City Cash price Negotiated range
Corewell Health Gross Pointe Grosse Pointe $4,136.00 $352.20 – $1,862.66
Corewell Health Taylor Taylor $4,136.00 $353.81 – $1,862.66
Corewell Health Trenton Trenton $4,136.00 $351.84 – $1,862.66
Corewell Health Troy Troy $4,136.00 $397.17 – $1,861.86
Corewell Health Wayne Wayne $4,136.00 $350.52 – $1,862.66
Henry Ford Hospital Detroit MI 48202 | 19401 Hubbard Dr. $1,903.23 $96.92 – $2,364.27
Henry Ford West Bloomfield Hospital West Bloomfield $1,903.23 $96.92 – $3,172.05
Henry Ford Wyandotte Hospital: Wyandotte $1,903.23 $96.92 – $1,763.59

All Michigan hospitals for this procedure →