Aco cmplx chron care without pt visit, 60 min 99487aco at Henry Ford St John Hospital

22101 Moross Rd, Detroit, MI · Henry Ford Health · · NPI 1023088168

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$103.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.61 with AHLIC vs $299.10 with AAA-AUTO INSURANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AHLIC 2163_AHLIC 20241001 $101.61 ↓ -1%
HAP PREFERRED 2171_HAP PREFERRED (PHP) 20241001 $101.61 ↓ -1%
HAP HMO 2166_HEALTH ALLIANCE HMO 20241001 $101.61 ↓ -1%
HAP HMO 2174_SJMA HEALTH ALLIANCE HMO 20241001 $101.61 ↓ -1%
PPOM 934_PPOM 20191001 $119.23 ↑ +16%
MEDICARE PACE 2278_SJMC SJMA PACE MEDICARE INPATIENT 20251001 $149.55 ↑ +45%
AMERIHEALTH VIP CARE 2273_MEDICARE ADVANTAGE AMERIHEALTH VIP CARE INPATIENT 20251001 $155.85 ↑ +51%
TRICARE 2211_TRICARE OP 20250101 $157.42 ↑ +53%
TRICARE 480_TRICARE IP 20170101 $157.42 ↑ +53%
MEDICARE REPLACEMENT 2279_MEDICARE ADVANTAGE BLUE CROSS NETWORK CONNECTED CARE HMO INPATIENT 20251001 $157.42 ↑ +53%
VETERANS CHOICE 2283_VETERANS CHOICE IP 20251001 $157.42 ↑ +53%
AETNA BETTER HEALTH 2272_MEDICARE ADVANTAGE AETNA BETTER HEALTH INPATIENT 20251001 $157.42 ↑ +53%
HARBOR ADVANTAGE HMO 2274_MEDICARE ADVANTAGE HARBOR ADVANTAGE HMO INPATIENT 20251001 $157.42 ↑ +53%
HUMANA MCR 2275_MEDICARE ADVANTAGE HUMANA INPATIENT 20251001 $158.99 ↑ +54%
MOLINA HEALTH LINK 2282_MEDICARE ADVANTAGE MOLINA HEALTH LINK INPATIENT 20251001 $165.29 ↑ +60%
MERIDIAN WELLCARE 2280_MEDICARE ADVANTAGE MERIDIAN WELLCARE INPATIENT 20251001 $165.29 ↑ +60%
MERIDIAN WELLCARE 2210_MEDICARE ADVANTAGE MERIDIAN WELLCARE OUTPATIENT 20250101 $165.29 ↑ +60%
MCLAREN MEDICARE ADVANTAGE HMO 2276_MEDICARE ADVANTAGE MCLAREN INPATIENT 20251001 $165.29 ↑ +60%
MOLINA ADVANTAGE 2281_MEDICARE ADVANTAGE MOLINA INPATIENT 20251001 $165.29 ↑ +60%
MERIDIAN AMBETTER 2286_MEDICARE ADVANTAGE MERIDIAN AMBETTER INPATIENT 20251001 $196.77 ↑ +91%
MOLINA MARKET PLACE 2287_MOLINA MARKETPLACE INPATIENT 20251001 $196.77 ↑ +91%
SMARTHEALTH 2284_SMARTHEALTH INPATIENT 20251001 $220.39 ↑ +114%
AAA-AUTO INSURANCE 2285_AAA-AUTO INSURANCE INPATIENT 20251001 $299.10 ↑ +190%

Visitor-reported prices

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Aco cmplx chron care without pt visit, 60 min 99487aco at other Michigan hospitals

Hospital City Cash price Negotiated range
Henry Ford Hospital Detroit MI 48202 | 19401 Hubbard Dr. $244.07 $50.48 – $187.84
Henry Ford West Bloomfield Hospital West Bloomfield $244.07 $50.48 – $406.78
Henry Ford Wyandotte Hospital: Wyandotte $244.07 $50.48 – $114.30
Henry Ford Macomb Hospital Clinton Twp $244.07 $50.48 – $406.78
Corewell Health Lakeland Watervliet Watervliet not published $178.77 – $268.16
Corewell Health Lakeland St. Joseph St Joseph not published $0.01 – $265.29
Corewell Health Butterworth Hospital Grand Rapids not published $68.90 – $318.34
Corewell Health Blodgett Hospital East Grand Rapids not published $68.90 – $318.34

All Michigan hospitals for this procedure →