Ins/rplcm prq eltrd ra pn ea at Henry Ford Hospital
2799 West Grand Blvd, Detroit MI 48202 | 19401 Hubbard Dr., MI · Henry Ford Health · · NPI 1134144801
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,800.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$537.68 with Humana vs $2,306.04 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage-NP-NONFAC | $537.68 | — |
| Humana | Medicare Advantage-Physician-NONFAC | $537.68 | — |
| Humana | Medicare Advantage-NP-FAC | $537.68 | — |
| Humana | Medicare Advantage-Physician-FAC | $632.56 | — |
| Blue Cross | Blue Cross Complete-Adult-FAC | $720.00 | — |
| Blue Cross | Blue Cross Complete-Child-NONFAC | $720.00 | — |
| Blue Cross | Blue Cross Complete-Adult-NONFAC | $720.00 | — |
| Blue Cross | Blue Cross Complete-Child-FAC | $720.00 | — |
| Amerihealth Caritas | Dual Products-FAC | $720.00 | — |
| Amerihealth Caritas | Dual Products-NONFAC | $720.00 | — |
| HAP | Medicare Advantage HMO/PPO-NonPhysician-FAC | $900.00 | — |
| HAP | Medicare Advantage HMO/PPO-NonPhysician-NONFAC | $900.00 | — |
| HAP | Self-Funded | $900.00 | — |
| HAP | HAP HMO_AHL_Fully-Insured | $900.00 | — |
| Vitalcore | All Products-NONFAC | $900.00 | — |
| Aetna | All Products-NONFAC | $1,003.81 | — |
| Aetna | All Products-FAC | $1,011.84 | — |
| Blue Cross | BCN Medicare Advantage -FAC | $1,170.00 | — |
| Blue Cross | Medicare Plus Blue-NONFAC | $1,170.00 | — |
| Blue Cross | BCN Medicare Advantage -NONFAC | $1,170.00 | — |
| Blue Cross | Medicare Plus Blue-FAC | $1,170.00 | — |
| Humana Military | Tricare-NonPhysician-FAC | $1,260.00 | — |
| United Healthcare | All Products-Midlevel | $1,361.73 | — |
| United Healthcare | All Products-Prof | $1,703.93 | — |
| Priority Health | Priority Cigna | $1,800.00 | — |
| Priority Health | All Products | $1,800.00 | — |
| United Healthcare | VACCN-FAC | $2,306.04 | — |
| United Healthcare | VACCN-NONFAC | $2,306.04 | — |
| WellCare | Wellcare Meridian Dual Align (HMO D-SNP)-FAC | not published by hospital | — |
| United Healthcare | Commercial-Behavioral Health-RN | not published by hospital | — |
| United Healthcare | Commercial-Behavioral Health-PhD | not published by hospital | — |
| United Healthcare | Commercial-Behavioral Health-MA | not published by hospital | — |
| Nomi | All Products | not published by hospital | — |
| WellCare | Wellcare Meridian Dual Align (HMO D-SNP)-NONFAC | not published by hospital | — |
| United Healthcare | Commercial-Behavioral Health-MD | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rplcm prq eltrd ra pn ea at other Michigan hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Henry Ford West Bloomfield Hospital | West Bloomfield | not published | $537.68 – $1,800.00 |
| Henry Ford Wyandotte Hospital: | Wyandotte | not published | $537.68 – $1,800.00 |
| Henry Ford Macomb Hospital | Clinton Twp | not published | $632.56 – $1,800.00 |