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Annual Physical, New Patient (age 40-64) at Henry Ford Hospital

2799 West Grand Blvd, Detroit MI 48202 | 19401 Hubbard Dr., MI · Henry Ford Health · · NPI 1134144801

Source: hospital's published price file ↗ · Published Jun 28, 2026 · Ingested Aug 13, 2026

$172.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$286.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with Aetna vs $217.22 with Cofinity — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $0.01 ↓ -100%
Amerihealth Caritas Dual Products-FAC $46.00 ↓ -73%
Amerihealth Caritas Dual Products-NONFAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Child-NONFAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Adult-FAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Child-FAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Adult-NONFAC $46.00 ↓ -73%
Molina Dual MI Coordinated Health $51.30 ↓ -70%
Vitalcore All Products-NONFAC $57.50 ↓ -67%
HAP Medicare Advantage HMO/PPO-NonPhysician-FAC $57.50 ↓ -67%
HAP Self-Funded $57.50 ↓ -67%
HAP HAP HMO_AHL_Fully-Insured $57.50 ↓ -67%
HAP Medicare Advantage HMO/PPO-NonPhysician-NONFAC $57.50 ↓ -67%
WellCare Medicare Advantage $61.32 ↓ -64%
NFL Cigna All Products $63.25 ↓ -63%
Amerihealth Caritas Dual Products $68.40 ↓ -60%
Blue Cross Medicare Plus Blue-FAC $74.75 ↓ -57%
Blue Cross Medicare Plus Blue-NONFAC $74.75 ↓ -57%
Blue Cross BCN Medicare Advantage -NONFAC $74.75 ↓ -57%
Blue Cross BCN Medicare Advantage -FAC $74.75 ↓ -57%
Humana Military Tricare-NonPhysician-FAC $80.50 ↓ -53%
United Healthcare Medicaid-Behavioral Health-Adult-FAC $84.51 ↓ -51%
HAP HAP Caresource Medicaid-FAC $84.51 ↓ -51%
Meridian Medicaid HMO-Adult-FAC $84.51 ↓ -51%
McLaren Medicaid HMO-Child-FAC $84.51 ↓ -51%
McLaren Medicaid HMO-Adult-FAC $84.51 ↓ -51%
United Healthcare Medicaid-Behavioral Health-Child-FAC $84.51 ↓ -51%
Meridian Medicaid HMO-Child-FAC $84.51 ↓ -51%
Vitalcore All Products $85.50 ↓ -50%
Aetna Better Health Medicaid HMO-Child-FAC $86.20 ↓ -50%
Aetna Better Health Medicaid HMO-Adult-FAC $86.20 ↓ -50%
Molina Medicaid HMO-Adult-FAC $87.89 ↓ -49%
Molina Medicaid HMO-Child-FAC $87.89 ↓ -49%
Priority Health Medicaid HMO-Child-FAC $88.74 ↓ -48%
Priority Health Medicaid HMO-Adult-FAC $88.74 ↓ -48%
HAP HAP HMO_AHL_Fully Insured $93.61 ↓ -46%
Humana Medicare Advantage-NP-FAC $96.97 ↓ -44%
Cigna Transplants Commercial $97.47 ↓ -43%
Ontario Ministry of Health and Long-Term Care ALL PRODUCTS $102.60 ↓ -40%
Humana Military Tricare $103.91 ↓ -40%
Humana Military Tricare-Physician-FAC $103.91 ↓ -40%
BC3NP Medicaid HMO $108.06 ↓ -37%
ScriptGuideRX All Products $109.86 ↓ -36%
Humana Transplant Med Adv $111.15 ↓ -35%
Priority Health Priority Cigna $111.89 ↓ -35%
Humana Medicare Advantage-Physician-FAC $114.08 ↓ -34%
Multiplan All Products $114.57 ↓ -33%
Humana Military Tricare-NonPhysician-NONFAC $115.76 ↓ -33%
Meridian Medicaid HMO-Adult-NONFAC $117.10 ↓ -32%
United Healthcare Medicaid-Behavioral Health-Child-NONFAC $117.10 ↓ -32%
United Healthcare Medicaid-Behavioral Health-Adult-NONFAC $117.10 ↓ -32%
McLaren Medicaid HMO-Child-NONFAC $117.10 ↓ -32%
HAP HAP Caresource Medicaid-NONFAC $117.10 ↓ -32%
Meridian Medicaid HMO-Child-NONFAC $117.10 ↓ -32%
McLaren Medicaid HMO-Adult-NONFAC $117.10 ↓ -32%
Aetna Better Health Medicaid HMO-Child-NONFAC $119.44 ↓ -31%
Aetna Better Health Medicaid HMO-Adult-NONFAC $119.44 ↓ -31%
United Healthcare Baseline Benefit Plan $121.75 ↓ -29%
United Healthcare UHC Commercial $121.75 ↓ -29%
Molina Medicaid HMO-Child-NONFAC $121.78 ↓ -29%
Priority Health Medicaid HMO-Adult-NONFAC $122.96 ↓ -29%
Priority Health Medicaid HMO-Child-NONFAC $122.96 ↓ -29%
Molina Medicaid HMO-Adult-NONFAC $126.66 ↓ -26%
Humana Medicare Advantage-Physician-NONFAC $127.09 ↓ -26%
Humana Medicare Advantage-NP-NONFAC $127.09 ↓ -26%
United Healthcare All Products-Midlevel $134.31 ↓ -22%
Humana Military Tricare-Physician-NONFAC $136.20 ↓ -21%
Cofinity Commercial $139.71 ↓ -19%
Priority Health All Products $140.61 ↓ -18%
United Healthcare Commercial-Behavioral Health-MD $149.44 ↓ -13%
Aetna All Products-FAC $150.80 ↓ -12%
United Healthcare VACCN-NONFAC $153.95 ↓ -10%
United Healthcare VACCN-FAC $153.95 ↓ -10%
Blue Cross GM Connected Care $157.00 ↓ -9%
United Healthcare All Products-Prof $157.43 ↓ -8%
Blue Cross BCBSM GM Connected Care $171.00 ↓ -1%
Priority Health Commercial $171.00 ↓ -1%
Blue Cross BCBSM Commercial $171.00 ↓ -1%
BCN HMO $171.00 ↓ -1%
Blue Cross BCN Commercial $171.00 ↓ -1%
Blue Cross BCN Commercial-NONFAC $174.44 ↑ +1%
Blue Cross BCN Commercial-FAC $174.44 ↑ +1%
Aetna All Products-NONFAC $192.54 ↑ +12%
Cofinity All Products $217.22 ↑ +26%
Interlink All Products not published by hospital
Trinity Health Plan Medicare Advantage not published by hospital
Pace SE MI Medicare Advantage not published by hospital
Priority Health Medicaid HMO not published by hospital
WellCare Wellcare Meridian Dual Align (HMO D-SNP)-NONFAC not published by hospital
Meridian Ambetter From Meridian not published by hospital
McLaren Medicaid HMO not published by hospital
WellCare Wellcare Meridian Dual Align (HMO D-SNP)-FAC not published by hospital
Detroit Wayne Integrated Health Medicaid HMO not published by hospital
Blue Cross BCN Advantage not published by hospital
United Healthcare Commercial-Behavioral Health-PhD not published by hospital
Humana Medicare Advantage not published by hospital
WellCare Wellcare Meridian Dual Align (HMO D-SNP) not published by hospital
Aetna Medicare Advantage not published by hospital
HAP Henry Ford Select -HPN commercial not published by hospital
HAP HAP Caresource Medicaid not published by hospital
Priority Health Medicare Advantage not published by hospital
United Healthcare VACCN not published by hospital
HAP Medicare Advantage not published by hospital
Aetna Dual Products not published by hospital
HAP HAP Dual Products not published by hospital
Priority Health Dual Premier_HIDE-SNP not published by hospital
Meridian Medicaid HMO not published by hospital
McLaren Medicare Advantage not published by hospital
Nomi All Products not published by hospital
Blue Cross Medicare Plus Blue not published by hospital
United Healthcare Commercial-Behavioral Health-MA not published by hospital
Blue Cross Blue Cross Complete not published by hospital
Aetna Better Health Medicaid HMO not published by hospital
United Healthcare Erickson Advantage not published by hospital
United Healthcare Commercial-Behavioral Health-RN not published by hospital
Molina Medicaid HMO not published by hospital

Visitor-reported prices

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Annual Physical, New Patient (age 40-64) at other Michigan hospitals

Hospital City Cash price Negotiated range
Corewell Health Butterworth Hospital Grand Rapids $311.00 $71.73 – $71.73
Corewell Health Blodgett Hospital East Grand Rapids $311.00 $71.73 – $71.73
Corewell Health Reed City Po Box 75 $311.00 not published
Corewell Health Greenville Greenville $311.00 not published
Corewell Health Zeeland Zeeland $311.00 not published
Corewell Health Big Rapids Big Rapids $311.00 not published
Corewell Health Gerber Fremont $311.00 not published
Corewell Health Gross Pointe Grosse Pointe $218.00 $101.23 – $328.90

All Michigan hospitals for this procedure →