Annual Physical, New Patient (age 40-64) at Henry Ford Hospital

2799 West Grand Blvd, Detroit MI 48202 | 19401 Hubbard Dr., MI · Henry Ford Health · · NPI 1134144801

Source: hospital's published price file ↗ · Published Jun 28, 2026 · Ingested Aug 13, 2026

$172.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$286.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with Aetna vs $217.22 with Cofinity — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $0.01 ↓ -100%
Amerihealth Caritas Dual Products-NONFAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Adult-FAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Adult-NONFAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Child-FAC $46.00 ↓ -73%
Blue Cross Blue Cross Complete-Child-NONFAC $46.00 ↓ -73%
Amerihealth Caritas Dual Products-FAC $46.00 ↓ -73%
Molina Dual MI Coordinated Health $51.30 ↓ -70%
Vitalcore All Products-NONFAC $57.50 ↓ -67%
HAP HAP HMO_AHL_Fully-Insured $57.50 ↓ -67%
HAP Self-Funded $57.50 ↓ -67%
HAP Medicare Advantage HMO/PPO-NonPhysician-NONFAC $57.50 ↓ -67%
HAP Medicare Advantage HMO/PPO-NonPhysician-FAC $57.50 ↓ -67%
WellCare Medicare Advantage $61.32 ↓ -64%
NFL Cigna All Products $63.25 ↓ -63%
Amerihealth Caritas Dual Products $68.40 ↓ -60%
Blue Cross BCN Medicare Advantage -NONFAC $74.75 ↓ -57%
Blue Cross Medicare Plus Blue-NONFAC $74.75 ↓ -57%
Blue Cross BCN Medicare Advantage -FAC $74.75 ↓ -57%
Blue Cross Medicare Plus Blue-FAC $74.75 ↓ -57%
Humana Military Tricare-NonPhysician-FAC $80.50 ↓ -53%
HAP HAP Caresource Medicaid-FAC $84.51 ↓ -51%
Meridian Medicaid HMO-Child-FAC $84.51 ↓ -51%
Meridian Medicaid HMO-Adult-FAC $84.51 ↓ -51%
McLaren Medicaid HMO-Child-FAC $84.51 ↓ -51%
McLaren Medicaid HMO-Adult-FAC $84.51 ↓ -51%
United Healthcare Medicaid-Behavioral Health-Adult-FAC $84.51 ↓ -51%
United Healthcare Medicaid-Behavioral Health-Child-FAC $84.51 ↓ -51%
Vitalcore All Products $85.50 ↓ -50%
Aetna Better Health Medicaid HMO-Adult-FAC $86.20 ↓ -50%
Aetna Better Health Medicaid HMO-Child-FAC $86.20 ↓ -50%
Molina Medicaid HMO-Adult-FAC $87.89 ↓ -49%
Molina Medicaid HMO-Child-FAC $87.89 ↓ -49%
Priority Health Medicaid HMO-Child-FAC $88.74 ↓ -48%
Priority Health Medicaid HMO-Adult-FAC $88.74 ↓ -48%
HAP HAP HMO_AHL_Fully Insured $93.61 ↓ -46%
Humana Medicare Advantage-NP-FAC $96.97 ↓ -44%
Cigna Transplants Commercial $97.47 ↓ -43%
Ontario Ministry of Health and Long-Term Care ALL PRODUCTS $102.60 ↓ -40%
Humana Military Tricare-Physician-FAC $103.91 ↓ -40%
Humana Military Tricare $103.91 ↓ -40%
BC3NP Medicaid HMO $108.06 ↓ -37%
ScriptGuideRX All Products $109.86 ↓ -36%
Humana Transplant Med Adv $111.15 ↓ -35%
Priority Health Priority Cigna $111.89 ↓ -35%
Humana Medicare Advantage-Physician-FAC $114.08 ↓ -34%
Multiplan All Products $114.57 ↓ -33%
Humana Military Tricare-NonPhysician-NONFAC $115.76 ↓ -33%
HAP HAP Caresource Medicaid-NONFAC $117.10 ↓ -32%
United Healthcare Medicaid-Behavioral Health-Child-NONFAC $117.10 ↓ -32%
United Healthcare Medicaid-Behavioral Health-Adult-NONFAC $117.10 ↓ -32%
McLaren Medicaid HMO-Adult-NONFAC $117.10 ↓ -32%
McLaren Medicaid HMO-Child-NONFAC $117.10 ↓ -32%
Meridian Medicaid HMO-Adult-NONFAC $117.10 ↓ -32%
Meridian Medicaid HMO-Child-NONFAC $117.10 ↓ -32%
Aetna Better Health Medicaid HMO-Adult-NONFAC $119.44 ↓ -31%
Aetna Better Health Medicaid HMO-Child-NONFAC $119.44 ↓ -31%
United Healthcare Baseline Benefit Plan $121.75 ↓ -29%
United Healthcare UHC Commercial $121.75 ↓ -29%
Molina Medicaid HMO-Child-NONFAC $121.78 ↓ -29%
Priority Health Medicaid HMO-Adult-NONFAC $122.96 ↓ -29%
Priority Health Medicaid HMO-Child-NONFAC $122.96 ↓ -29%
Molina Medicaid HMO-Adult-NONFAC $126.66 ↓ -26%
Humana Medicare Advantage-NP-NONFAC $127.09 ↓ -26%
Humana Medicare Advantage-Physician-NONFAC $127.09 ↓ -26%
United Healthcare All Products-Midlevel $134.31 ↓ -22%
Humana Military Tricare-Physician-NONFAC $136.20 ↓ -21%
Cofinity Commercial $139.71 ↓ -19%
Priority Health All Products $140.61 ↓ -18%
United Healthcare Commercial-Behavioral Health-MD $149.44 ↓ -13%
Aetna All Products-FAC $150.80 ↓ -12%
United Healthcare VACCN-FAC $153.95 ↓ -10%
United Healthcare VACCN-NONFAC $153.95 ↓ -10%
Blue Cross GM Connected Care $157.00 ↓ -9%
United Healthcare All Products-Prof $157.43 ↓ -8%
Blue Cross BCBSM GM Connected Care $171.00 ↓ -1%
Blue Cross BCN Commercial $171.00 ↓ -1%
Priority Health Commercial $171.00 ↓ -1%
BCN HMO $171.00 ↓ -1%
Blue Cross BCBSM Commercial $171.00 ↓ -1%
Blue Cross BCN Commercial-FAC $174.44 ↑ +1%
Blue Cross BCN Commercial-NONFAC $174.44 ↑ +1%
Aetna All Products-NONFAC $192.54 ↑ +12%
Cofinity All Products $217.22 ↑ +26%
WellCare Wellcare Meridian Dual Align (HMO D-SNP)-NONFAC not published by hospital —
Aetna Dual Products not published by hospital —
Aetna Medicare Advantage not published by hospital —
Aetna Better Health Medicaid HMO not published by hospital —
Blue Cross BCN Advantage not published by hospital —
Blue Cross Blue Cross Complete not published by hospital —
Blue Cross Medicare Plus Blue not published by hospital —
Detroit Wayne Integrated Health Medicaid HMO not published by hospital —
HAP HAP Caresource Medicaid not published by hospital —
HAP HAP Dual Products not published by hospital —
HAP Henry Ford Select -HPN commercial not published by hospital —
HAP Medicare Advantage not published by hospital —
Humana Medicare Advantage not published by hospital —
Interlink All Products not published by hospital —
McLaren Medicaid HMO not published by hospital —
McLaren Medicare Advantage not published by hospital —
Meridian Ambetter From Meridian not published by hospital —
Meridian Medicaid HMO not published by hospital —
Molina Medicaid HMO not published by hospital —
Nomi All Products not published by hospital —
Pace SE MI Medicare Advantage not published by hospital —
Priority Health Dual Premier_HIDE-SNP not published by hospital —
Priority Health Medicaid HMO not published by hospital —
Priority Health Medicare Advantage not published by hospital —
Trinity Health Plan Medicare Advantage not published by hospital —
United Healthcare Commercial-Behavioral Health-MA not published by hospital —
United Healthcare Commercial-Behavioral Health-PhD not published by hospital —
United Healthcare Commercial-Behavioral Health-RN not published by hospital —
United Healthcare Erickson Advantage not published by hospital —
United Healthcare VACCN not published by hospital —
WellCare Wellcare Meridian Dual Align (HMO D-SNP) not published by hospital —
WellCare Wellcare Meridian Dual Align (HMO D-SNP)-FAC not published by hospital —

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Annual Physical, New Patient (age 40-64) at other Michigan hospitals

Hospital City Cash price Negotiated range
Corewell Health Big Rapids Big Rapids $311.00 not published
Corewell Health Gerber Fremont $311.00 not published
Corewell Health Butterworth Hospital Grand Rapids $311.00 $71.73 – $71.73
Corewell Health Blodgett Hospital East Grand Rapids $311.00 $71.73 – $71.73
Corewell Health Reed City Po Box 75 $311.00 not published
Corewell Health Greenville Greenville $311.00 not published
Corewell Health Zeeland Zeeland $311.00 not published
Corewell Health Gross Pointe Grosse Pointe $218.00 $101.23 – $328.90

All Michigan hospitals for this procedure →