Lens iol ant bicnvx 24.0 multi at Garrett Regional Medical Center

251 N 4th St, Oakland, MD · Wvumedicine · · NPI 1598417412

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$466.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$403.76 with caresource wv vs $448.62 with united mine workers of america — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
caresource wv all plans $403.76
senior advantage isnp $414.08
unitedhealthcare medicare advantage all plans $414.08
provider partners all plans $414.08
the health plan medicare advantage all plans $414.08
united mine workers of america retirees $414.08
upmc for you medicare advantage all plans $414.08
vibra health plan medicare advantage all plans $414.08
aetna medicare advantage all plans $414.08
carefirst d-snp all plans $414.08
carefirst ppo all plans $414.08
highmark wv medicare advantage all plans $414.08
highmark wholecare medicare advantage all plans $414.08
humana military tricare $414.08
humana medicare advantage all plans $414.08
pa health & wellness medicare advantage all plans $414.08
highmark health options wv chip $423.05
aetna better health wv chip $423.05
carefirst community health plan medicaid $423.05
highmark health options wv managed medicaid $423.05
wellpoint wv chip $423.05
aetna better health maryland medicaid $423.05
amerigroup medicaid $423.05
the health plan of wv chip $423.05
the health plan of wv managed medicaid $423.05
uhc community health plan md managed medicaid $423.05
wellpoint wv managed medicaid $423.05
aetna better health wv managed medicaid $423.05
coventry workers comp $423.05
maryland physicians care managed medicaid $423.05
multiplan all plans $426.19
upmc commercial all plans $444.13
john hopkins healthcare all plans $448.62
cigna all plans $448.62
cigna rental $448.62
alliance coal all plans $448.62
united healthcare all plans $448.62
american correctional healthcare government $448.62
carefirst commercial all plans $448.62
first health all plans $448.62
aetna all plans $448.62
peak commercial all plans $448.62
stratose/ 4 most all plans $448.62
the health plan peia $448.62
the health plan commercial all plans $448.62
united mine workers of america active employees $448.62

Visitor-reported prices

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Lens iol ant bicnvx 24.0 multi at other Maryland hospitals

Hospital City Cash price Negotiated range
UPMC Western Maryland Cumberland $1,993.80 $330.00 – $330.00

All Maryland hospitals for this procedure →