Apply of finger splint 29131 at Garrett Regional Medical Center

251 N 4th St, Oakland, MD · Wvumedicine · · NPI 1598417412

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$138.85 with caresource wv vs $154.28 with united mine workers of america — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
caresource wv all plans $138.85
senior advantage isnp $142.40
unitedhealthcare medicare advantage all plans $142.40
provider partners all plans $142.40
the health plan medicare advantage all plans $142.40
united mine workers of america retirees $142.40
upmc for you medicare advantage all plans $142.40
vibra health plan medicare advantage all plans $142.40
aetna medicare advantage all plans $142.40
carefirst d-snp all plans $142.40
carefirst ppo all plans $142.40
highmark wv medicare advantage all plans $142.40
highmark wholecare medicare advantage all plans $142.40
humana military tricare $142.40
humana medicare advantage all plans $142.40
pa health & wellness medicare advantage all plans $142.40
highmark health options wv chip $145.49
aetna better health wv chip $145.49
carefirst community health plan medicaid $145.49
highmark health options wv managed medicaid $145.49
wellpoint wv chip $145.49
aetna better health maryland medicaid $145.49
amerigroup medicaid $145.49
the health plan of wv chip $145.49
the health plan of wv managed medicaid $145.49
uhc community health plan md managed medicaid $145.49
wellpoint wv managed medicaid $145.49
aetna better health wv managed medicaid $145.49
coventry workers comp $145.49
maryland physicians care managed medicaid $145.49
multiplan all plans $146.57
upmc commercial all plans $152.74
john hopkins healthcare all plans $154.28
cigna all plans $154.28
cigna rental $154.28
alliance coal all plans $154.28
united healthcare all plans $154.28
american correctional healthcare government $154.28
carefirst commercial all plans $154.28
first health all plans $154.28
aetna all plans $154.28
peak commercial all plans $154.28
stratose/ 4 most all plans $154.28
the health plan peia $154.28
the health plan commercial all plans $154.28
united mine workers of america active employees $154.28

Visitor-reported prices

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Apply of finger splint 29131 at other Maryland hospitals

Hospital City Cash price Negotiated range
UPMC Western Maryland Cumberland $69.00 $115.00 – $115.00

All Maryland hospitals for this procedure →