Pr hospital ip/obs care subsequent straightforward or low level per day at Spring Harbor Hospital
123 Andover Rd, Westbrook, ME · MaineHealth · · NPI 1598798787
$260.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$260.15
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.48 with Aetna vs $99.63 with Community Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $46.48 | ↓ -82% |
| Anthem | Medicare Advantage | $46.48 | ↓ -82% |
| Aetna | HMO/PPO | $50.35 | ↓ -81% |
| Anthem | HMO/POS/PPO/Pathway Enhanced | $63.89 | ↓ -75% |
| Multiplan | Commercial | $74.78 | ↓ -71% |
| Harvard Pilgrim Healthcare | Commercial | $94.45 | ↓ -64% |
| Community Health Options | Commercial | $99.63 | ↓ -62% |
| Cigna | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Pr hospital ip/obs care subsequent straightforward or low level per day at other Maine hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Franklin Memorial Hospital | Farmington | $133.40 | $48.39 – $98.97 |
| Stephens Memorial Hospital | Norway | $127.40 | $48.39 – $98.97 |
| Lincoln Health | Damariscotta | $87.40 | $43.70 – $98.97 |
| Pen Bay Medical Center | Rockport | $237.55 | $46.94 – $118.78 |
| Waldo County General Hospital | Belfast | $118.75 | $48.39 – $98.97 |
| Mid Coast Hospital | Brunswick | $102.35 | $45.60 – $98.97 |