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Pelvic CT scan (with contrast) at Spring Harbor Hospital

123 Andover Rd, Westbrook, ME · MaineHealth · · NPI 1598798787

Source: hospital's published price file ↗ · Published Aug 12, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.33 with Aetna vs $112.29 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $52.33
Anthem Medicare Advantage $52.33
Aetna HMO/PPO $74.14
Harvard Pilgrim Healthcare Commercial $104.72
Anthem HMO/POS/PPO/Pathway Enhanced $106.73
Community Health Options Commercial $110.48
Multiplan Commercial $112.29

Visitor-reported prices

visitor-reported
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Pelvic CT scan (with contrast) at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $1,949.20 $54.58 – $1,631.48
Stephens Memorial Hospital Norway $1,013.90 $54.58 – $944.95
Lincoln Health Damariscotta $3,251.40 $54.58 – $2,952.27
Pen Bay Medical Center Rockport $2,306.60 $52.85 – $1,023.81
Waldo County General Hospital Belfast $2,055.55 $54.58 – $1,936.33
Mid Coast Hospital Brunswick $1,297.60 $52.33 – $681.20

All Maine hospitals for this procedure →