Trim nondyst nails at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$182.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$182.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.09 with Anthem vs $27.62 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Medicare Advantage $7.09 ↓ -96%
Aetna Medicare Advantage $7.16 ↓ -96%
Wellcare Medicare Advantage $7.23 ↓ -96%
Aetna MHACO Government $7.35 ↓ -96%
Humana Medicare Advantage $8.07 ↓ -96%
United Healthcare Medicare Advantage $8.07 ↓ -96%
Aetna HMO/PPO $10.03 ↓ -94%
Anthem HMO/POS/PPO/Pathway Enhanced $10.56 ↓ -94%
Multiplan Commercial $13.72 ↓ -92%
United Healthcare Commercial $14.44 ↓ -92%
Aetna MHACO Commercial $14.62 ↓ -92%
Community Health Options Commercial $14.92 ↓ -92%
Cigna Commercial $25.62 ↓ -86%
Harvard Pilgrim Healthcare Maines Choice $27.62 ↓ -85%
Harvard Pilgrim Healthcare Commercial $27.62 ↓ -85%

Visitor-reported prices

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Trim nondyst nails at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $188.30 $7.35 – $27.62
Stephens Memorial Hospital Norway $215.30 $6.24 – $14.92
Lincoln Health Damariscotta $92.15 $7.35 – $27.62
Waldo County General Hospital Belfast $62.05 $7.35 – $26.06
Spring Harbor Hospital Westbrook not published $7.02 – $27.62
Mid Coast Hospital Brunswick not published $7.02 – $27.62

All Maine hospitals for this procedure →