Ghs layer closure 7.6 - 12.5 cm - 12034 at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$770.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$770.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.05 with Aetna vs $410.20 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $197.05 ↓ -74%
Anthem Medicare Advantage $198.95 ↓ -74%
Aetna Medicare Advantage $200.92 ↓ -74%
Wellcare Medicare Advantage $202.89 ↓ -74%
Humana Medicare Advantage $226.53 ↓ -71%
United Healthcare Medicare Advantage $226.53 ↓ -71%
Aetna HMO/PPO $264.14 ↓ -66%
Anthem HMO/POS/PPO/Pathway Enhanced $289.48 ↓ -62%
Cigna Commercial $380.18 ↓ -51%
Community Health Options Commercial $381.87 ↓ -50%
Multiplan Commercial $382.38 ↓ -50%
Harvard Pilgrim Healthcare Maines Choice $391.41 ↓ -49%
United Healthcare Commercial $402.50 ↓ -48%
Aetna MHACO Commercial $407.53 ↓ -47%
Harvard Pilgrim Healthcare Commercial $410.20 ↓ -47%

Visitor-reported prices

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Ghs layer closure 7.6 - 12.5 cm - 12034 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $862.70 $74.42 – $233.17
Stephens Memorial Hospital Norway $331.75 $68.35 – $166.49
Lincoln Health Damariscotta $634.15 $154.89 – $375.52
Waldo County General Hospital Belfast $677.55 $197.05 – $609.98
Spring Harbor Hospital Westbrook not published $196.98 – $646.96
Mid Coast Hospital Brunswick not published $196.98 – $646.96

All Maine hospitals for this procedure →