Ghs layer closure 2.5 cm or less - 12041 at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$645.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$645.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$139.43 with Aetna vs $410.20 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $139.43 ↓ -78%
Anthem Medicare Advantage $141.51 ↓ -78%
Aetna Medicare Advantage $142.91 ↓ -78%
Wellcare Medicare Advantage $144.31 ↓ -78%
Humana Medicare Advantage $161.13 ↓ -75%
United Healthcare Medicare Advantage $161.13 ↓ -75%
Aetna HMO/PPO $185.78 ↓ -71%
Anthem HMO/POS/PPO/Pathway Enhanced $210.54 ↓ -67%
Multiplan Commercial $270.98 ↓ -58%
United Healthcare Commercial $285.24 ↓ -56%
Aetna MHACO Commercial $288.81 ↓ -55%
Community Health Options Commercial $298.22 ↓ -54%
Cigna Commercial $380.18 ↓ -41%
Harvard Pilgrim Healthcare Maines Choice $391.41 ↓ -39%
Harvard Pilgrim Healthcare Commercial $410.20 ↓ -36%

Visitor-reported prices

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Ghs layer closure 2.5 cm or less - 12041 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $768.35 $124.97 – $348.65
Stephens Memorial Hospital Norway $271.20 $56.32 – $137.18
Lincoln Health Damariscotta $525.60 $139.43 – $387.26
Waldo County General Hospital Belfast $515.55 $139.43 – $483.82
Spring Harbor Hospital Westbrook not published $140.11 – $509.48
Mid Coast Hospital Brunswick not published $139.43 – $509.48

All Maine hospitals for this procedure →