Eo, adj lock joint prefab ot at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$43.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.56 with Cigna vs $720.23 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial $34.56 ↓ -21%
Community Health Options Commercial $34.71 ↓ -21%
Harvard Pilgrim Healthcare Maines Choice $35.58 ↓ -19%
Harvard Pilgrim Healthcare Commercial $37.29 ↓ -15%
Aetna HMO/PPO $38.41 ↓ -12%
United Healthcare Commercial $40.79 ↓ -7%
Multiplan Commercial $41.17 ↓ -6%
Humana Medicare Advantage $653.15 ↑ +1391%
United Healthcare Medicare Advantage $653.15 ↑ +1391%
Anthem Medicare Advantage $659.68 ↑ +1406%
Aetna Medicare Advantage $666.21 ↑ +1421%
Wellcare Medicare Advantage $672.74 ↑ +1436%
Anthem HMO/POS/PPO/Pathway Enhanced $720.23 ↑ +1544%
Aetna MHACO Government not published by hospital
Aetna MHACO Commercial not published by hospital

Visitor-reported prices

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Eo, adj lock joint prefab ot at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington not published $422.77 – $1,121.48
Stephens Memorial Hospital Norway not published $422.77 – $1,121.48
Lincoln Health Damariscotta not published $422.77 – $1,121.48
Spring Harbor Hospital Westbrook not published $422.77 – $1,064.24
Waldo County General Hospital Belfast not published $422.77 – $1,121.48
Mid Coast Hospital Brunswick not published $422.77 – $1,121.48

All Maine hospitals for this procedure →