Complex repair trunk 1.1-2.5cm 13120 at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$1,043.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,043.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$222.63 with Aetna vs $684.87 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $222.63 ↓ -79%
Anthem Medicare Advantage $223.20 ↓ -79%
Aetna Medicare Advantage $225.41 ↓ -78%
Wellcare Medicare Advantage $227.62 ↓ -78%
Humana Medicare Advantage $254.14 ↓ -76%
United Healthcare Medicare Advantage $254.14 ↓ -76%
Aetna HMO/PPO $300.28 ↓ -71%
Anthem HMO/POS/PPO/Pathway Enhanced $331.38 ↓ -68%
Multiplan Commercial $430.83 ↓ -59%
United Healthcare Commercial $453.50 ↓ -57%
Aetna MHACO Commercial $459.17 ↓ -56%
Community Health Options Commercial $469.71 ↓ -55%
Cigna Commercial $649.97 ↓ -38%
Harvard Pilgrim Healthcare Maines Choice $684.87 ↓ -34%
Harvard Pilgrim Healthcare Commercial $684.87 ↓ -34%

Visitor-reported prices

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Complex repair trunk 1.1-2.5cm 13120 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $1,004.35 $74.01 – $231.90
Waldo County General Hospital Belfast $676.20 $222.63 – $636.98
Stephens Memorial Hospital Norway not published $222.63 – $684.87
Lincoln Health Damariscotta not published $222.63 – $684.87
Spring Harbor Hospital Westbrook not published $220.99 – $684.87
Mid Coast Hospital Brunswick not published $220.99 – $684.87

All Maine hospitals for this procedure →