Clsd tx/clavicular fx without manip 23500 at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$604.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$604.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.93 with Aetna vs $477.45 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $223.93 ↓ -63%
Humana Medicare Advantage $232.17 ↓ -62%
United Healthcare Medicare Advantage $232.17 ↓ -62%
Anthem Medicare Advantage $234.49 ↓ -61%
Aetna Medicare Advantage $236.81 ↓ -61%
Wellcare Medicare Advantage $239.13 ↓ -60%
Aetna HMO/PPO $295.45 ↓ -51%
Cigna Commercial $319.43 ↓ -47%
Community Health Options Commercial $320.84 ↓ -47%
Harvard Pilgrim Healthcare Maines Choice $328.86 ↓ -46%
Harvard Pilgrim Healthcare Commercial $344.65 ↓ -43%
United Healthcare Commercial $377.00 ↓ -38%
Multiplan Commercial $380.56 ↓ -37%
Anthem HMO/POS/PPO/Pathway Enhanced $395.77 ↓ -35%
Aetna MHACO Commercial $477.45 ↓ -21%

Visitor-reported prices

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Clsd tx/clavicular fx without manip 23500 at other Maine hospitals

Hospital City Cash price Negotiated range
Stephens Memorial Hospital Norway $129.75 $50.60 – $123.26
Lincoln Health Damariscotta $677.90 $180.03 – $436.47
Waldo County General Hospital Belfast $404.85 $223.93 – $494.80
Franklin Memorial Hospital Farmington not published $223.93 – $494.80
Spring Harbor Hospital Westbrook not published $232.17 – $486.65
Mid Coast Hospital Brunswick not published $223.93 – $494.80

All Maine hospitals for this procedure →