Close kidney-skin fistula at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,096.59 with Anthem vs $2,377.73 with Community Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Medicare Advantage $1,096.59
Aetna MHACO Government $1,105.53
Aetna Medicare Advantage $1,107.44
Wellcare Medicare Advantage $1,118.30
Humana Medicare Advantage $1,248.59
United Healthcare Medicare Advantage $1,248.59
Aetna HMO/PPO $1,505.57
Anthem HMO/POS/PPO/Pathway Enhanced $1,736.54
Multiplan Commercial $2,108.34
United Healthcare Commercial $2,219.30
Harvard Pilgrim Healthcare Commercial $2,240.27
Harvard Pilgrim Healthcare Maines Choice $2,240.27
Aetna MHACO Commercial $2,271.75
Community Health Options Commercial $2,377.73

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Close kidney-skin fistula at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington not published $1,105.53 – $2,377.73
Stephens Memorial Hospital Norway not published $1,105.53 – $2,377.73
Lincoln Health Damariscotta not published $1,105.53 – $2,377.73
Spring Harbor Hospital Westbrook not published $1,085.73 – $2,363.50
Waldo County General Hospital Belfast not published $1,105.53 – $2,377.73
Mid Coast Hospital Brunswick not published $1,085.73 – $2,377.73

All Maine hospitals for this procedure →