1st/sbsq psyc collab care at Pen Bay Medical Center

6 Glen Cove Dr, Rockport, ME · MaineHealth · · NPI 1982645305

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$107.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$107.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.89 with Anthem vs $91.90 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Medicare Advantage $38.89 ↓ -64%
Aetna Medicare Advantage $39.27 ↓ -64%
Wellcare Medicare Advantage $39.66 ↓ -63%
Aetna MHACO Government $39.70 ↓ -63%
Anthem HMO/POS/PPO/Pathway Enhanced $41.78 ↓ -61%
United Healthcare Medicare Advantage $44.28 ↓ -59%
Humana Medicare Advantage $44.28 ↓ -59%
Aetna HMO/PPO $55.11 ↓ -49%
Multiplan Commercial $76.34 ↓ -29%
United Healthcare Commercial $80.36 ↓ -26%
Community Health Options Commercial $81.34 ↓ -25%
Aetna MHACO Commercial $81.36 ↓ -25%
Cigna Commercial $85.17 ↓ -21%
Harvard Pilgrim Healthcare Maines Choice $87.69 ↓ -19%
Harvard Pilgrim Healthcare Commercial $91.90 ↓ -15%

Visitor-reported prices

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1st/sbsq psyc collab care at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington not published $39.70 – $114.36
Stephens Memorial Hospital Norway not published $39.70 – $114.36
Lincoln Health Damariscotta not published $39.70 – $114.36
Spring Harbor Hospital Westbrook not published $38.50 – $114.36
Waldo County General Hospital Belfast not published $39.70 – $114.36
Mid Coast Hospital Brunswick not published $38.50 – $114.36

All Maine hospitals for this procedure →