Venipuncture <3 yrs other vein at Stephens Memorial Hospital

181 Main St, Norway, ME · MaineHealth · · NPI 1346299815

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$21.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.33 with Humana vs $20.71 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $8.33 ↓ -62%
Aetna Medicare Advantage $8.33 ↓ -62%
United Healthcare Medicare Advantage $8.33 ↓ -62%
Anthem Medicare Advantage $8.58 ↓ -61%
Aetna MHACO Government $8.64 ↓ -60%
Wellcare Medicare Advantage $8.66 ↓ -60%
Aetna HMO/PPO $11.78 ↓ -46%
Multiplan Commercial $15.85 ↓ -27%
United Healthcare Commercial $16.68 ↓ -24%
Community Health Options Commercial $17.62 ↓ -19%
Aetna MHACO Commercial $17.64 ↓ -19%
Anthem HMO/POS/PPO Pathway Enhanced $18.24 ↓ -17%
Harvard Pilgrim Healthcare Maine's Choice $18.64 ↓ -15%
Cigna Commercial $19.90 ↓ -9%
Harvard Pilgrim Healthcare Commercial $20.71 ↓ -5%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Venipuncture <3 yrs other vein at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $155.00 $8.64 – $34.04
Lincoln Health Damariscotta $155.00 $8.64 – $34.04
Pen Bay Medical Center Rockport $155.00 $8.41 – $34.04
Waldo County General Hospital Belfast $27.40 $8.64 – $25.81
Spring Harbor Hospital Westbrook not published $8.33 – $34.04
Mid Coast Hospital Brunswick not published $8.33 – $34.04

All Maine hospitals for this procedure →