Ghs simple repair 7.6 - 12.5 cm - 12004 at Stephens Memorial Hospital

181 Main St, Norway, ME · MaineHealth · · NPI 1346299815

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$253.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$253.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.18 with Humana vs $141.95 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $53.18 ↓ -79%
Aetna Medicare Advantage $53.18 ↓ -79%
United Healthcare Medicare Advantage $53.18 ↓ -79%
Anthem Medicare Advantage $54.77 ↓ -78%
Wellcare Medicare Advantage $55.30 ↓ -78%
Aetna MHACO Government $70.24 ↓ -72%
Aetna HMO/PPO $94.99 ↓ -63%
Harvard Pilgrim Healthcare Maine's Choice $119.03 ↓ -53%
Cigna Commercial $127.08 ↓ -50%
Anthem HMO/POS/PPO Pathway Enhanced $127.39 ↓ -50%
Multiplan Commercial $128.17 ↓ -49%
Community Health Options Commercial $129.53 ↓ -49%
United Healthcare Commercial $130.90 ↓ -48%
Harvard Pilgrim Healthcare Commercial $132.26 ↓ -48%
Aetna MHACO Commercial $141.95 ↓ -44%

Visitor-reported prices

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Ghs simple repair 7.6 - 12.5 cm - 12004 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $668.60 $70.24 – $238.08
Lincoln Health Damariscotta $395.80 $70.24 – $257.62
Pen Bay Medical Center Rockport $518.35 $68.59 – $237.92
Waldo County General Hospital Belfast $309.05 $70.24 – $257.62
Spring Harbor Hospital Westbrook not published $67.91 – $257.62
Mid Coast Hospital Brunswick not published $67.91 – $257.62

All Maine hospitals for this procedure →